Mobile banking

Check your account balances, transfer money, top up your mobile, and more - all on the go with our free Mobile Banking app^.

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Take your bank with you

Check your balances

Check balances on the go, including your credit card, and track your deposits and withdrawals for the last 90 days.  You can also view upcoming payments and transfer money quickly between your accounts.^

Pay friends and bills

Make a same-day payment to any New Zealand bank account and set up, edit, and delete automatic payments for free so you can pay your bills on time. 

Safe and secure banking

You can log in to our Mobile Banking app with your Internet Banking password, or set up a 5-digit PIN. Touch ID or Face ID (Apple) and Fingerprint Login (Android) are also available for compatible devices.

Mobile payments

Add your cards to Apple Pay™ or Google Pay™ to start paying with your Apple^ or Android devices^ and your BNZ Flexi Debit Visa and eligible Visa credit cards^.

Pay for things

Quickly pay for Trade Me items you’ve won by linking your Trade Me account. You can also top up any Vodafone, Spark, Skinny or 2degrees prepaid mobile from your app.

Find your nearest store or ATM

Use your smartphone’s location services to find your nearest BNZ store or ATM.

Apple Pay. Your new, easy way to pay is here

Now you can pay for everything from takeout to taxis with your BNZ Flexi Debit Visa, eligible Visa credit cards and Apple PayTM.

Top-notch security

Apple and Android apps^^

Our BNZ Mobile apps provide a second layer of security that keeps your data super secure. It’s embedded within the app on your device and works automatically to authenticate your details when you log in.

You can set up the app on your device using your NetGuard card and then log in with your internet banking password, 5-digit PIN, Touch ID, Face ID, or Fingerprint Login.

Other smartphones

Our mobile-optimised site uses the same secure login features as BNZ Internet Banking. Just go to on your smartphone, and log in with your internet banking access number and password.

For added security, if you’re logged in but haven’t done anything for five minutes, we’ll automatically log you out.

Start banking from your mobile today

There’s no additional cost, sign-up or registration process, you just have to be a BNZ Internet Banking customer. Register for Internet Banking if you haven’t yet, otherwise download the app and you’re ready to go.

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