Flex it any way you like
Link your own accounts
Easily change the accounts that are linked to the CHQ and SAV options on your card in Internet Banking or the mobile app.
Breeze through checkout
Save time when buying things up to $80 without entering your PIN by using contactless or mobile payments.
Shop online anywhere that accepts Visa^. You can even link a separate account to your card for online purchases.
BNZ Flexi Debit Visa comes with leading security technology and you can rest easy knowing you're protected against fraud.
Take it travelling
Use your card to shop overseas or get foreign cash out from ATMs^.
Additional card perks
Get access to benefits such as emergency travel assistance, Visa Checkout, or exclusive entertainment offers.
Our everyday cards at a glance
BNZ Flexi Debit Visa
An everyday card you can use just about everywhere
- Annual fee$10 (fee waived for first year^)
- Contactless payments✓
- Google Pay-ready^✓
- Apple Pay-ready^✓
- Online/Phone purchases^✓
- Overseas use^Eftpos & ATMs
- Fraud protection✓
- Daily ATM withdrawal limit$2,000
- Daily transaction limit$10,000
Open an account straight away with RealMe®
If you’ve already verified your identity with RealMe, you can open a transaction or savings account online, and start using it straight away in Mobile and Internet Banking. This means you won’t have to visit us in store to prove your identity.
Everyday banking help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901
Terms and fees apply. $10 annual card fee applies. Fees subject to change. For more information, please see the BNZ Flexi Debit Visa Terms and Conditions PDF 100KB BNZ Standard Terms and Conditions 264 KB, and our Personal Account, Service and Facility Fees guide PDF 132KB.
Online and phone purchases made on international orders charged in a foreign currency will incur a foreign currency service fee.
Foreign currency service fees and overseas ATM withdrawal fees apply. Electronic transaction charges apply for Flexi Debit Visa purchases.
Eligible cards include BNZ Advantage Visa Platinum, BNZ Advantage Visa Classic, BNZ Advantage Visa Business, BNZ Lite Visa, BNZ Visa Classic, BNZ Visa Platinum and BNZ Flexi Debit Visa. BNZ credit card and Flexi Debit Visa card terms and fees apply when you use your card in Google Pay or Apple Pay.
To use Google Pay, you need an NFC-enabled Android™ device (KitKat 4.4+) and the BNZ Mobile Banking app.
Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible devices, see support.apple.com.
$10 annual fee waived for the first 12 months when you get a BNZ Flexi Debit Visa at the time of opening a new YouMoney transaction account. After the first 12 months, you will be charged a $10 annual fee.
Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC.