An everyday card for everyday spending

Use your BNZ Flexi Debit Visa card to shop in stores, online and overseas from your everyday accounts.

BNZ Flexi Debit Visa at a glance

FlexiDebit Visa 4
  • $10 annual fee (waived for your first year^)
  • $2,000 daily ATM withdrawal limit
  • $10,000 daily transaction limit
  • Apple Pay™^ and Google Pay™^ready
  • Block and unblock card in the BNZ app
  • Enable and disable contactless payments in the BNZ app
  • Online/Phone purchases^
  • Overseas ATM and EFTPOS use^
  • Fraud protection

Everyday spending with a side of awesome

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Shop online & overseas

Shop online, overseas, and anywhere that accepts Visa. Plus, you can use it to get cash out of ATMs overseas.^^

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Mobile payments

Pay in stores, apps and online with your phone by adding your card to Apple Pay™ or Google Pay™.


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Fraud protection

You can rest easy knowing you're protected against fraud with leading security technology.

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Awesome extras

Get access to entertainment offers, emergency travel assistance, and Visa Checkout.

Stay in control of your card with the BNZ app

Manage your card settings by selecting ‘Cards’ from the menu in the BNZ app^.

block and unblock

Block and unblock

Can’t find your card? Block it while you’re looking for it, then unblock it when it’s back in your hands. 

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Manage PayWave

Use Visa payWave to breeze through checkouts with contactless payments or switch off payWave when it suits you.

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Link your accounts

Change the accounts that are linked to the CHQ and SAV options on your card whenever you need to.

Eftpos cards

An Eftpos card is a good option if you don't need to pay for things online. It's PIN protected, so easy to use for your day-to-day spending or withdrawing cash from ATMs both locally and overseas. 

Get one at a BNZ store

Small Print

Terms and fees apply. $10 annual card fee applies. Fees subject to change. For more information, please see the BNZ Flexi Debit Visa Terms and Conditions PDF 100KB BNZ Standard Terms and Conditions  264 KB, and our Personal Account, Service and Facility Fees guide PDF 132KB

Mobile coverage and data required to access the BNZ Mobile Banking app.

  1. $10 annual fee waived for the first 12 months when you get a BNZ Flexi Debit Visa at the time of opening a new YouMoney transaction account. After the first 12 months, you will be charged a $10 annual fee. 

  2. Apple Pay works with iPhone 6 and later in stores, apps and websites in Safari; with Apple Watch in stores and apps; with iPad Pro, iPad Air 2 and iPad mini 3 and later in apps and websites; and with Mac in Safari with an Apple Pay enabled iPhone 6 or later or Apple Watch. For a list of compatible devices, see

  3. To use Google Pay, you need an NFC-enabled Android™ device (KitKat 4.4+) and the BNZ Mobile Banking app.

  4. Online and phone purchases made on international orders charged in a foreign currency will incur a foreign currency service fee.

  5. Foreign currency service fees and overseas ATM withdrawal fees apply. Electronic transaction charges apply for Flexi Debit Visa purchases.

  6. Available with BNZ Flexi Debit Visa, BNZ Visa and Mastercard credit cards. Excludes Business First Visa, Corporate Visa cards and Eftpos.

Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, iTunes, Mac, Safari and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay is a trademark of Google LLC.