An everyday card for everyday spending

Have your money on-hand whenever you need it with a BNZ Flexi Debit Visa card. Use it to shop online, over the phone or with Android Pay™^.

Flex it any way you like

BNZ Flexi Debit Visa is a little card with a huge amount of benefits.

Link your own accounts

Easily change the accounts that are linked to the CHQ and SAV options on your card in Internet Banking or on the fly from the mobile app.

Breeze through the checkout

Save time when buying things up to $80 without entering your PIN using contactless payments or Android Pay. Tap, pay and be on your way.

Shop online

It’s easy to get your shopping fix from anywhere around the globe that accepts Visa^, plus you can link a separate account to your card for online purchases and contactless payments.

Super secure

Our only debit card that comes with leading-edge security technology, you’ll be able to always rest easy with a BNZ Flexi Debit Visa knowing you’re protected against fraud.

Take it travelling

Use your card to shop overseas or get foreign cash out from ATMs^

Additional card perks

Get access to great Visa benefits such as emergency travel assistance, Visa Checkout, or exclusive entertainment offers.

It's easier than ever to pay with your phone using Android Pay™

Download the BNZ Mobile Banking app, add your BNZ Flexi Debit Visa, and you’re good to go.
google play

Our everyday cards at a glance

BNZ Flexi Debit Visa

An everyday card you can use just about everywhere

  • Annual fee$10 (fee waived for first year^)
  • Contactless payment
  • Android Pay-ready^
  • Online/Phone purchases^
  • Overseas use^Eftpos & ATMs
  • Fraud protection
  • Daily ATM withdrawal limit$2,000
  • Daily transaction limit$10,000
Upgrade to Flexi Debit Visa
BNZ Eftpos Card

A trusty back up for everyday spending

  • Annual fee$0
  • Contactless paymentX
  • Online/Phone purchases^X
  • Overseas use^ATMs with PLUS logo only
  • Fraud protectionX
  • Daily ATM withdrawal limit$2,000
  • Daily transaction limit$10,000
Ask for a card from a BNZ store

Small Print

Terms and fees apply. $10 annual card fee applies. Fees subject to change. For more information, please see the BNZ Flexi Debit Visa Terms and Conditions PDF 100KB BNZ Standard Terms and Conditions  264 KB, and our Personal Account, Service and Facility Fees guide PDF 132KB

  1. BNZ Flexi Debit Visa terms and fees apply, and these are subject to change. To use Android Pay, you need an NFC-enabled Android™ device (KitKat 4.4+), the BNZ Mobile Banking app and an eligible BNZ Visa credit or Flexi Debit Visa card. Android Pay can only be used at outlets that accept contactless payments, and online when activated by the merchant. Android, Android Pay, Google Play and the Google Play logo are trademarks of Google Inc.  Mobile coverage and data are required to access BNZ online services and the BNZ Mobile Banking app. If you upgrade your EFTPOS card to a Flexi Debit Visa, your PIN should be transferred provided you have made a recent PIN activated transaction.  To activate your card, use your existing PIN at an ATM or EFTPOS terminal in New Zealand, before using Android Pay.  If you have a new Flexi Debit Visa card, you will need to go into a BNZ store to load a PIN before Android Pay will work.

  2. Online and phone purchases made on international orders charged in a foreign currency will incur a foreign currency service fee.

  3. Foreign currency service fees and overseas ATM withdrawal fees apply. Electronic transaction charges apply for Flexi Debit Visa purchases.

  4. $10 annual fee waived for the first 12 months when you get a BNZ Flexi Debit Visa at the time of opening a new YouMoney transaction account. After the first 12 months, you will be charged a $10 annual fee.