YouMoney. Extraordinary banking.
YouMoney is super smart banking that starts with an account1. Once you try it, you’ll never want to go back. Your YouMoney transaction account opens the door to:
- Multiple accounts for your savings and everyday use
- A smart money-management tool
- Beautifully simple internet banking
With a range of smart tools at your fingertips it’s easy to be organised. Open and close up to 25 accounts, as you need them, for expenses and savings, and with smart search it’s easy to track down transactions.
See your progress
It’s quick and easy to set a savings goal, no matter whether you’re saving for a camera or a campervan. The handy progress bar lets you see how you’re going and motivates you to stay on track.
Hone in on the detail
Now you can split your money up the way you spend or save it. With enhanced visibility of your accounts, there’s no excuse for lazy dollars or idle pennies — you can put each one to work.
Take the chore out of banking admin and have some fun with drag and drop, zooming and pinning. Plus you can put your own stamp on it by attaching images to each payee or account, which are meaningful to you.
Our transaction accounts
Manage your everyday spending effortlessly with one of our transaction accounts. Compare all transaction accounts.
Our savings accounts
Whether you're saving towards a goal or for a rainy day, our savings accounts make it easy. Compare all savings accounts.
Quick and easy access to your money
Account opening, lending criteria, terms and fees apply. Establishment fee and facility fees also apply.
- YouMoney is only available for individuals and joint accounts.
- A month refers to the period from the last business day of the previous month to the second to last business day of the current calendar month.
If an account is opened during the month, the closing balance at the end of the day the account is opened is considered the opening balance for that month. In order to qualify for bonus interest, a deposit must be made to the account at any time after the opening balance date, but before the end of that month. Bonus criteria regarding one withdrawal a month still applies.
- Personal OnCall is not available for Companies and Trusts.
- Maximum of 10 accounts in a TotalMoney group. Establishment fee and facility fees apply.
- A $10 annual account fee applies.