Personalise your accounts
With an everyday account and online banking, you can customise your banking experience so it’s easier to keep track of what’s going on with your money and stick to your goals.
2018 Canstar Bank of the Year - Online Banking
We’re excited to be the 2018 Canstar Bank of the Year for Online Banking. This award recognises the smart digital tools and great online experiences we design for our customers.
Three customisable accounts
YouMoney is your go-to account for everyday transactions, managing budgets and sorting your expenses. Our savings accounts, Personal OnCall and Rapid Save, offer choice between short and long term saving goals.
Your go-to transaction account to cover weekly costs, like groceries, petrol, bills and entertainment.
Your something special
Save money and earn interest, without having to pay a penalty fee if you need to dip in every now and then.
Your bigger goals
Earn bonus interest each month for staying motivated and resisting temptation to withdraw from your savings.
Join us online anytime and get a Flexi Debit Visa with no annual card fee
Open a YouMoney account online, and you’ll get a Flexi Debit Visa with no annual card fee, that you can load in to Apple Pay or Google Pay™ and start using.
Opening an account is easy
If you’ve verified your identity with RealMe® and we can verify your address, you can open an account online and start using it straight away in Mobile and Internet Banking.
New Zealand passport
Opened next business day
You’ll take videos of you and your passport using your mobile or desktop device, and submit them online to verify your identity. When you’re finished, we’ll check the videos and get back to you.
Keep your goals on track with online banking
add to your savings
Drag and drop makes it faster to transfer money to your savings accounts. It’s also free to set up and edit automatic payments to your savings accounts online, so you can save without lifting a finger.
track your progress
Set goals for your savings accounts and use the progress bar to see how close you are, each time you log in.
Upload inspiring images to your accounts to remind you of your savings goals and then nickname your accounts to match.
Best Consumer Digital Bank in New Zealand
We’re really proud to be awarded Best Consumer Digital Bank in New Zealand, and Most Innovative Digital Bank in Asia-Pacific at the 2018 Global Finance awards PDF 281KB.
Everyday banking help and support
If you have questions or need help call 0800 275 269
- Internet banking
- Mobile banking
- Make international payments
- Receive international payments
- ATM cash and cheque deposits
- View, save or print online statements
- Set up notifications in Internet Banking
- Keep your information secure
- ID requirements for opening an account
- Rates and fees for accounts we no longer offer
- Open an account in Internet Banking
- Store and ATM finder