Spend & save
Supercharge your finances with guidance on financial goal setting, saving strategies, budgeting and KiwiSaver.
Get started with short and long-term savings
3 minute read
Putting money towards long and short-term goals is a great habit to get into. Understanding the ‘savings stepladder’ will optimise your savings and help you to meet your goals sooner.
Supercharge your savings
4 minute read
It’s good to put money aside for when you might need it later down the track. But to really supercharge your savings, it pays to have your money working as hard as it can for you.
Do you feel free when it comes to money?
3 minute read
Financial freedom is not about being wealthy. It’s about feeling good about your financial situation – whatever that may be.
What’s your saving style?
5 minute read
Understanding your attitude to putting money aside could help you on the road to better saving.
Getting in control of your credit card
5 minute read
If you find yourself struggling to keep on top of your credit card payments and can never get your balance down, here are seven ways to help you get in control of your credit card debt.
Building an emergency fund
3 minute read
There’s nothing like the feeling of knowing you have enough savings set aside to cover your expenses, no matter what life throws at you. Find out ways to help you build a financial safety net.
How to create a financial plan and start to master your money
5 minute read
The starting place of mastering money can be as simple as working out a financial plan and setting some goals. We look at the benefits of money management and how to get started.
Having the money for what you want in life
4 minute read
Having the money for what you want in life is about knowing where you’re headed, and taking the right path to get there – one step at a time.
What type of spender are you?
3 minute read
Knowing your spending personality can help you understand your buying habits, and where you can make changes if you need to.
Financial goal-setting for couples
4 minute read
Learn how to tackle your finances as a team and get to where you both want to be, faster.
Managing your money when you retire
3 minute read
If you’re close to retiring or have already retired, then make sure you have a plan in place to stay on top of your finances.
When it’s time to start spending your retirement savings
3 minute read
There are no set rules on how you use your KiwiSaver money when you retire. However, there are a few important things to consider.
Enjoying retirement
4 minute read
Your retirement journey is about more than just ensuring your nest egg is secure and wisely managed. It’s about striking a balance between financial stability and supporting life’s new adventures and experiences.
The risks to be aware of when spending your retirement money
5 minute read
Learn how market volatility might impact how long your KiwiSaver savings will last.
How increasing your contribution rate could boost your KiwiSaver savings
5 minute read
Small changes can make a big difference to your retirement. See how your KiwiSaver savings could grow faster when you increase your contribution rate.
Should I split my KiwiSaver?
4 minute read
When it comes to investing, diversification plays a key role. Find out whether splitting your KiwiSaver could be the right thing for you.
KiwiSaver for kids
4 minute read
Setting your kids up for their future can include kickstarting their financial journey through investing. Find out more about KiwiSaver for kids and what setting this up early means.
Seven investing hacks to help supercharge your savings
4 minute read
The world of investing can sometimes seem overwhelming, especially if you’re just getting started or don’t have a background in financial markets. These investing hacks are designed to give you the tools and knowledge to help you on your investment journey.
Saving for your next big step with shorter-term investing
3 minute read
Explore some simple but effective approaches to shorter-term investing that could help you become financially savvy, and help you achieve your goals.
How to save faster, and take off sooner
3 minute read
Fast-track your way to that final boarding call with these savings tips to help build up your pot of travel money quicker.
Have a ball without blowing your budget
2 minute read
Sticking to the budget you set in the lead-up to your trip can be hard work when you’re actually out on the road, but a few simple money tricks can help make it doable.
Raising financially savvy children
5 minute read
Money is an important part of life. Teaching your children how it works and handy management habits when they’re young can set them up for success in the future.