Rest easy next time life throws you a curveball

Give yourself peace of mind by protecting yourself, and the people and things you care about most. 


Insure yourself against the unexpected

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Life insurance

Protect yourself and the people you care about. Don’t be caught short by unexpected events.

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Travel insurance

Take care of all the travel uncertainty and ‘what ifs’ upfront, so you can relax and enjoy your holiday.

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Health Insurance

Medical care for you and your family, including medical or oral surgery, imaging tests and appointments with specialists. 

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Home insurance

Protect yourself against sudden or accidental damage to your home. Includes access to alternative accommodation if you need it.

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Contents insurance

Get the right cover for valuables, such as jewellery, cameras, art or sports equipment in case they’re lost, stolen or damaged.

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Car insurance

Protect your vehicle if it’s damaged by fire, or stolen, or if you have an accident. Optional Roadside Rescue for only $1 per fortnight.

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Boat insurance

Cover for sudden and accidental loss of your boat, jet ski, racing yacht or fishing runabout, and accessories kept onboard permanently.

Other types of insurance

Insure against credit card debt

Cover that can help pay your credit card bill in the event of an accident, sickness, redundancy, bankruptcy, death or terminal illness.

Manage the risk of loan debt

Personal loan insurance could help out with loan repayments if illness, an accident, bankruptcy or redundancy affects your income.

Reasons to choose BNZ insurance

Easy to manage

See your details, how to make a claim, or check your cover is up to date, all in Internet Banking. 

Help when you need it

Get your banking and insurance done at the same time when you call or visit us. Our specialists can answer all your questions.

Collect Fly Buys

Collect Fly Buys points^ simply by paying your fortnightly, monthly, or annual premium. 

Insurance help and support

If you're not sure what cover you need, call us on 0800 275 269

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice. Fly Buys are not available on credited premiums. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered on their products/services. 

This webpage contains a summary of a number of insurance products.  Please read the specific product’s policy document for full details of the definitions, benefit payments and exclusions applying to that product, which can be viewed at any BNZ store or by visiting the website at  Fees, restrictions and underwriting conditions may apply.  Claims will not be paid if exclusions set out in the relevant policy document apply.  It is important that you check to see if any of these exclusions apply.