Rest easy next time life throws you a curveball

Give yourself peace of mind by protecting yourself, and the people and things you care about most. 


Insure yourself against the unexpected

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Life insurance

Protect yourself and the people you care about. Don’t be caught short by unexpected events.

Get a quote 

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Travel insurance

Take care of all the travel uncertainty and ‘what ifs’ upfront, so you can relax and enjoy your holiday.

Get it done online

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Health Insurance

Medical care for you and your family, including medical or oral surgery, imaging tests and appointments with specialists. 

Get in touch

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Home insurance

Protect yourself against accidental loss or sudden damage to your home. Includes access to alternative accommodation if you need it.

Get a quote

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Contents insurance

Get the right cover for valuables, such as jewellery, cameras, art or sports equipment in case they’re lost, stolen or damaged.

Get a quote

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Car insurance

Protect your vehicle if it’s damaged by fire or theft, or if you have an accident. Optional Roadside Rescue for only $1 per fortnight.

Get a quote

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Boat insurance

Cover for accidental loss or sudden damage to your boat, jet ski, racing yacht or fishing runabout, and accessories kept onboard permanently.

Get a quote

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Win a $5,000 gift card with LifeCare insurance

You could be in to win your choice of either a $5,000 Helloworld, Noel Leeming or New World gift card when you take out a LifeCare insurance policy before 25 June 2017*.

Have you been affected by a recent earthquake?

All Kaikoura earthquake claims had to be lodged by 14 February 2017 under the Earthquake Commission Act requirement for the claim to be lodged by 90 days. If you are a homeowner and wish to discuss lodging a land claim after this deadline, please contact EQC directly to discuss this. IAG are only able to lodge non-EQC (items such as paths, fences, driveways) claims after this deadline.

For all claims other than land, contact IAG: 

Call 0800 808 618. Press '1' for claims.

For land-related claims, contact EQC:

0800 DAMAGE (0800 326 243)

Other types of insurance

Insure against credit card debt

Cover that will help pay your credit card bill in the event of an accident, sickness, redundancy, bankruptcy or death.

More about credit card insurance

Manage the risk of loan debt

Get help with loan repayments if illness, an accident, bankruptcy or redundancy affects your income.

More about personal loan insurance

Reasons to choose BNZ insurance

Easy to manage

See your details, how to make a claim, or check your cover is up to date, all in Internet Banking. 

Help when you need it

Get your banking and insurance done at same time when you call or visit us. Our specialists can answer all your questions. 


Collect Fly Buys

Collect Fly Buys points^ simply by paying your fortnightly, monthly, or annual premium. 

Insurance help and support

If you're not sure what cover you need, call us on 0800 275 269

Small Print

*LifeCare $5,000 gift card Prize Draw

  • Purchase a new LifeCare policy, or increase an existing LifeCare policy with BNZ and go into the draw to win one of either a ‘helloworld’ Travel gift card or a Noel Leeming gift card or a New World gift card (“Prize”), at the election of the winner each valued at $5,000 (inc GST).
  • To be eligible, entrants must have applied for a LifeCare policy or increase between 15 May and 25 June 2017 (“Promotion Period”) which is issued by BNZ Life before 10 July 2017, and still in place at the time of the draw.
  • Only one entry per customer, per policy.
  • The Prize is not transferable or redeemable for cash.
  • The Prize will be awarded to the Policy Owner named on the insurance policy.
  • Entry is open to all New Zealand residents except employees of BNZ.
  • Cover is subject to terms, conditions and exclusions contained in the Policy Document and LifeCare General Terms and Conditions. LifeCare is underwritten by BNZ Life Insurance Limited (‘BNZ Life’). LifeCare is not an obligation of Bank of New Zealand (‘BNZ’). The obligations of BNZ Life are not guaranteed by its related companies, including National Australia Bank Limited and BNZ, or any other parties. BNZ arranges LifeCare as an agent for BNZ Life and receives a commission on any policies it arranges.
  • The Prize draw will take place at BNZ Insurance, 125 The Terrace, Wellington 6011 on 12 July 2017.
  • The winner will be notified, in the first instance, by phone or email within two days of the prize draw. If the winner cannot be contacted after reasonable attempts within one week the prize will be forfeited and another winner drawn.
  • The prize draw supervisor’s decision is final and no correspondence will be entered into.
  • The winner agrees that his or her name and photograph may be used in internal and external BNZ communications about their win for promotional purposes.
  • BNZ Insurances reserve the right to vary, suspend or terminate the prize draw without notice at any time.
  • BNZ collects and holds all entrants’ personal information solely for the purposes of conducting this specific Prize draw promotion and will only use or disclose personal information in connection with this specific Prize draw, and it will be destroyed at the end of the Prize draw.  You have rights of access and correction of it.
  • The winner of the Prize will be bound by the specific gift card Terms & Conditions outlined by ‘helloworld’  (, ‘Noel Leeming’ ( or ‘New World’ (
  • HELLOWORLD GIFT CARDS: Value is loaded in NZD and cannot be exchanged for another currency. Defaced, mutilated, altered, lost or stolen cards will not be replaced, refunded or redeemed. Redeemable for merchandise or services at participating helloworld stores in New Zealand only (excluding travellers cheques and bookings made online). Not redeemable for cash and cannot be used for payment of credit or retailer accounts; must be redeemed before expiry date shown on card; will be void and cannot be redeemed after expiry date; cannot be reloaded; is partially redeemable. If purchase exceeds available card balance, you must make up the difference with another payment method.
  • NOEL LEEMING GIFT CARD: The Gift Card is redeemable for goods sold at any Noel Leeming store throughout New Zealand. This Gift Card is non-refundable, cannot be redeemed online and cannot be redeemed for cash. Gift Card includes GST. Lost or stolen Gift Cards are the responsibility of the holder. Remaining Gift Card balances can be checked in store.
  • NEW WORLD GIFT CARDS: Please treat the card as cash. It cannot be replaced if lost or stolen. This card, once activated, may be redeemed for purchases at any New World store. It cannot be accepted for use at our stores' fuel sites or exchanged for cash. The funds available will be verified on request or at time of use. No change is given and any balance that remains on the card can only be used against future purchases at New World stores. The card expires two years after purchase. Any balance that remains on the card after expiry will not be available for use.
  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice.