Terms and conditions
By using this site you agree to be bound by these terms.
- New Zealand Law: The information contained on this site has been prepared in accordance with New Zealand law for the supply of products and services in New Zealand only.
- For New Zealand Residents: The information on this site is provided for New Zealand residents only. Any offer of securities on this site is only an offer to persons resident in New Zealand and is not available for subscription by any person outside New Zealand.
- General Information: The information on this site is for general information only. Although every effort has been made to ensure that the information is current and accurate, the information is selective and may not be complete or suitable for your intended use.
- Feedback: We welcome any comments and suggestions you have on our website and products. Any suggestions you submit to us on our website will become the bank's intellectual property, and may be used by us in any way without any payment or notice to you. This doesn't affect our obligations to you about your personal information.
- Independent Advice: BNZ strongly recommends that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.
- Subject to Change: The information on this site may be changed at any time. These terms and conditions are in addition to and do not replace any terms and conditions for BNZ accounts, products or services.
- Liability: Subject to any applicable law which cannot be excluded and to all provisions implied by statute which cannot be excluded, BNZ accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site or our failure to provide this site.
- No Deemed Consent: Publication of email addresses should not be taken as deemed consent to receiving unsolicited email.
- Suggestions and Ideas: We really like receiving any comments and suggestions you have on our website and products. However, we can use any of your suggestions or ideas you submit to us on our website without formally letting you know or paying you. But, we'll keep all your personal information private and protected.
By operating any of your accounts with us you agree to be bound by our Standard Terms and Conditions.
Terms and Conditions that may apply to you
You must read and accept these terms and conditions before registering for any of these facilities.
- EasyCover PDF 132KB
LifeCare general terms and conditions:
If you have increased your cover over time or added cover options, you may need to read more than one version of the terms and conditions below. Your Policy Document will tell you the start date(s) of your cover so you know which terms and conditions apply to your policy.
- For cover started on or after 28 February 2015 PDF 252KB
- For cover started on or after 30 July 2012 and 27 February 2015 PDF 249KB
- For cover started between 6 April 2009 and 29 July 2012 PDF 249KB
- For cover started between 1 September 2003 and 5 April 2009 PDF 36KB including the Addendum to the terms and conditions PDF 648KB
- For cover started before 1 September 2003 PDF 55KB including the Addendum to the terms and conditions PDF 648KB
- Business LifeCare General Terms and Conditions PDF 76KB
- Life Insurance Paperless Direct Debit terms and conditions PDF 402KB
PremierCare policy document
Loans and cards
- Advanced & Anytime personal loans
- BNZ credit cards
- BNZ eftpos card terms and conditions PDF 104KB
- BNZ Flexi Debit Visa
- Internet Banking
- International payments in Internet Banking
- Internet Banking for Business
- PC Business Banking
- Mobile Banking (see Internet Banking terms and conditions)
- Client Fund Services
- Automatic Payments
- Telegraphic Transfers
- Temporary overdraft facility
(including Non Variable Disclosure Statement)
TotalMoney terms and conditions
- Personal and Sole Trader - BNZ TotalMoney Accounts terms and conditions PDF 87KB
- Companies and Trusts - BNZ TotalMoney Accounts terms and conditions PDF 233KB
You can also read or print our: