We are committed to being the best bank for our shareholders and our customers.

We're a subsidiary of the National Australia Bank (NAB) Group of companies and we're run by an executive team and governed locally, by a fully empowered board of directors.

Meet the executive team

The executive team lead and direct our departments and staff to achieve the overall goals of our organisation.

Angela Mentis

Managing Director and Chief Executive Officer (CEO)

Angela Mentis was appointed CEO and Managing Director of Bank of New Zealand (BNZ) in January 2018. She has been a Director on the BNZ Board since December 2016.

Angela has extensive business, retail and institutional banking and wealth management experience, spanning more than 29 years.

Angela was previously Chief Customer Officer – Business and Private Banking with BNZ’s parent company, National Australia Bank (NAB), a position she held from August 2016. In this role, Angela was responsible for leading NAB Business, supporting customers across the Agriculture, Health and Government and Education sectors, along with Business Direct and Small Business, Private Wealth and JBWere.

Prior to this Angela was Group Executive, Business Banking from August 2014. She has also held senior roles as Executive General Manager, NAB Business – Australia’s largest SME business bank – and Executive General Manager, NAB Private Wealth.

Beginning her career at Macquarie Bank, Angela has held senior management positions at BT Financial Group, Westpac and Citibank Limited.

Angela holds a Bachelor of Business with a major in finance and economics and a sub-major in business law and a Graduate Diploma in Applied Finance and Investment from the Securities Institute of Australia. She is a graduate of the Australian Institute of Company Directors, a Senior Fellow of the Financial Services Institute of Australasia (FINSIA) and a member of Chief Executive Women.

Peter MacGillivray

Chief Financial Officer

Peter MacGillivray was appointed CFO of Bank of New Zealand (BNZ) in March 2018. Prior to the appointment he held the role of Chief Operating Officer - Finance.

Peter has extensive local and international banking experience starting his career at BNZ as a graduate in 1996 and holding a variety of roles at the bank, including several senior leadership positions in Finance.
Peter’s experience includes working in the Strategic Management function of HSBC, based in London. He focused on building a strategic planning model for HSBC to optimise the company’s portfolio of businesses.

From 2009 Peter spent four years with NAB, based in Melbourne, as the Head of Business Intelligence. In this role he was responsible for leading the reporting and analytics function for NAB. Peter re-joined BNZ in December 2013, as COO – Finance.

Peter studied at Auckland University graduating with a Bachelor of Commerce and is a member of the CPA.

Howard Silby

Chief Operating Officer - Customer, Products & Services

Howard Silby’s career has encompassed a broad range of customer, product, marketing and risk leadership roles in financial services. He has more than 16 years’ experience in major banks in Australia and the UK, and a further six years in wealth management.

Howard led Ubank, a direct banking start-up in Australia, and when he was National Australia Bank’s Chief Marketing Officer, he and his team instigated the famous brand turn around with the “break-up” campaign. His most recent role before his new BNZ position was as Executive General Manager of Business Lending at NAB.

Howard has deep expertise in data and analytics to drive risk and revenue outcomes and utilising digital innovation and customer-centred design to improve customer experience outcomes. He completed his undergraduate degrees at Victoria University of Wellington (B.Sc, M.Sc (Maths)), then completed an M.B.A. at the University of Durham.

He served as a Board member on the Risk Management Association of Australia from 2012 – 2015 and as Chairman from 2013 – 2015. Howard was born in Kaitaia and grew up in Taranaki, where he was dux of New Plymouth Boys High School in 1988.

David Bullock

Director, Products and Technology

David was appointed Director of Products and Technology in October 2014. In this role, he is responsible for a portfolio which includes BNZ’s product and customer solutions functions as well as its technology, digital, and enterprise security teams.

Prior to holding this role, David was acting as the director of the bank's Retail business, which encompasses its store network, direct channels and sales centres, online, BNZ Insurances and Small Business Bank.

David joined BNZ in 2005 as a Planning Manager in Finance, and since then he has held many senior roles within the bank, including Senior Finance Partner, Divisional Chief Financial Officer for Retail, Head of Retail Innovation, and Head of Business Strategy and Operations for Retail Banking. Before joining BNZ, David was part of the New Zealand Post team during the creation of Kiwibank. He also worked abroad in organisations including Thomson Reuters and Yahoo!.

Martin Gaskell

Director, Customer Fulfilment Services

Martin was appointed to the role of Director, Customer Fulfilment Services in October 2014. In this role he is responsible for the service and operations parts of the bank, focused on delivering efficient service to BNZ’s customers.

A chartered accountant by trade, Martin has a depth and breadth of financial and operations management experience in the UK and New Zealand. Joining BNZ in 2007, Martin started as a financial accountant and has held a number of senior roles including divisional CFO and then latterly Chief Operating Officer of the BNZ Partners division. Before joining BNZ, Martin held various roles at Ford Retail Group in Europe.

Martin was the winner of the Fairfax Media Young Financial Manager of the Year 2012 having previously led the team to win the Fairfax Media Finance Team of the Year in 2011.

Paul Carter

Director, Retail and Marketing

Paul was appointed Director, Retail and Marketing with the Bank of New Zealand in February 2017. In this role he oversees the bank’s retail store network, direct sales channels, insurance and brand and marketing communications.

Paul comes to BNZ having spent the previous 15 years in senior leadership roles in financial services in Australia and the US. Most recently, Paul was Executive General Manager, Wealth Products at NAB, responsible for Australia's largest retail superannuation fund as well as NAB’s Asset Management Division. Paul started with NAB in 2008 as the Managing Director of Plum Financial Services and was a board member on Australia's Financial Services Council (FSC).

Prior to his time at NAB, Paul held senior roles at Citigroup Smith Barney in New York, and The Boston Consulting Group, both in Melbourne and New York.

Paul has an MBA from the Harvard Business School and a Bachelor of Commerce degree from the University Melbourne.

Peter Whitelaw

Chief Risk Officer

Peter Whitelaw was appointed Chief Risk Officer in October 2014. In this role, he leads a team of risk specialists who provide BNZ with world-class risk leadership, oversight, analysis, and insight.

Peter previously worked at National Australia Bank (NAB), where his most recent role was General Manager, Group Market Risk. He joined NAB in 2006 where he led a global team accountable for the independent measurement, oversight and setting of risk appetite for all market risk in NAB’s trading and capital markets businesses globally.

Peter has over 30 years of financial markets experience, having started his career in the 1980s at Credit Suisse in London. Prior to joining NAB in Australia, Peter worked for Sumitomo Mitsui Banking Corporation as head of its Market and Liquidity Risk Management Group in Europe, leading teams across London, Paris, Brussels and Düsseldorf.

Peter has a long track record of delivering positive business outcomes through volatile markets, regulatory changes, mergers, legal entity changes and major finance and risk system implementations. He has a First Class Honours degree in Mathematics and a Masters Degree in Quantitative Finance.

Shelley Ruha

Director, BNZ Partners

Shelley joined the executive team in November 2011 after nearly 22 years with BNZ. She began her BNZ career as part of the graduate programme in 1990, and has since developed a large amount of leadership experience in roles across the bank.

As Director of BNZ Partners, Shelley is responsible for a team of 1,200 across the country. Her responsibilities also include BNZ's wholesale, corporate and property banking teams.

Prior to joining the executive team, she was Head of Institutional Banking and spearheaded the successful campaign to win the INFINZ Bank of the Year in May 2011.

Kate Daly

Director, People and Communications

Kate was appointed Director, People and Communications, at BNZ in November 2017. In this role, Kate is responsible for leading the organisational culture, talent, and capability initiatives that will enable BNZ to transform banking and deliver outstanding commercial performance through the success of our people.

Kate has a background in Human Resources and Communications leadership, having held senior roles across these portfolios since 2001. Most recently, Kate was Chief People and Communications Officer with Fletcher Building Ltd. Fletcher Building manufactures and distributes building products globally and is a major construction company employing 22,000 people in 40 countries. Prior to that Kate was General Manager – People & Performance and Communications with Coca-Cola Amatil (NZ) Ltd, Vice President, Human Resources at Deutsche Bank, London and Vice President, Human Resources at Merrill Lynch also in London.

Kate has a Bachelor of Commerce in Economics and International Finance and a Bachelor of Science in Pharmacology, both from the University of Auckland.