We are committed to being the best bank for our shareholders and our customers.

We're a subsidiary of the National Australia Bank (NAB) Group of companies and we're run by an executive team and governed locally, by a fully empowered board of directors.

Meet the executive team

The executive team lead and direct our departments and staff to achieve the overall goals of our organisation.

Anthony Healy

Managing Director and Chief Executive Officer (CEO)


Anthony was appointed Managing Director and CEO of BNZ in May 2014.

As a career banker, Anthony brings considerable breadth and depth of experience across banking and financial services, having held a number of senior executive and director-level roles in a career spanning over 20 years in New Zealand, Australia, Asia and the Middle East. Past roles have included Director of BNZ Partners, CEO of UDC Finance Limited and Deputy Group Managing Director of AmBank Group, Malaysia.

Anthony is a director of Loyalty New Zealand Limited, a member of National Australia Bank’s Executive Leadership Team, a Trustee of the International Centre for Entrepreneurship Foundation and Co-Chair of Champions for Change. He is a past non-executive Director of JB Were (NZ), The Icehouse Limited, ICE Funds Limited and Chair of New Zealand Bankers’ Association.

David Bullock

Director, Products and Technology

David was appointed Director of Products and Technology in October 2014. In this role, he is responsible for a portfolio which includes BNZ’s product and customer solutions functions as well as its technology, digital, and enterprise security teams.

Prior to holding this role, David was acting as the director of the bank's Retail business, which encompasses its store network, direct channels and sales centres, online, BNZ Insurances and Small Business Bank.

David joined BNZ in 2005 as a Planning Manager in Finance, and since then he has held many senior roles within the bank, including Senior Finance Partner, Divisional Chief Financial Officer for Retail, Head of Retail Innovation, and Head of Business Strategy and Operations for Retail Banking. Before joining BNZ, David was part of the New Zealand Post team during the creation of Kiwibank. He also worked abroad in organisations including Thomson Reuters and Yahoo!.

Martin Gaskell

Director, Customer Fulfilment Services

Martin was appointed to the role of Director, Customer Fulfilment Services in October 2014. In this role he is responsible for the service and operations parts of the bank, focused on delivering efficient service to BNZ’s customers.

A chartered accountant by trade, Martin has a depth and breadth of financial and operations management experience in the UK and New Zealand. Joining BNZ in 2007, Martin started as a financial accountant and has held a number of senior roles including divisional CFO and then latterly Chief Operating Officer of the BNZ Partners division. Before joining BNZ, Martin held various roles at Ford Retail Group in Europe.

Martin was the winner of the Fairfax Media Young Financial Manager of the Year 2012 having previously led the team to win the Fairfax Media Finance Team of the Year in 2011.

Paul Carter

Director, Retail and Marketing

Paul was appointed Director, Retail and Marketing with the Bank of New Zealand in February 2017. In this role he oversees the bank’s retail store network, direct sales channels, insurance and brand and marketing communications.

Paul comes to BNZ having spent the previous 15 years in senior leadership roles in financial services in Australia and the US. Most recently, Paul was Executive General Manager, Wealth Products at NAB, responsible for Australia's largest retail superannuation fund as well as NAB’s Asset Management Division. Paul started with NAB in 2008 as the Managing Director of Plum Financial Services and was a board member on Australia's Financial Services Council (FSC).

Prior to his time at NAB, Paul held senior roles at Citigroup Smith Barney in New York, and The Boston Consulting Group, both in Melbourne and New York.

Paul has an MBA from the Harvard Business School and a Bachelor of Commerce degree from the University Melbourne.

Peter Whitelaw

Chief Risk Officer

Peter was appointed Chief Risk Officer in October 2014. In this role, he leads a team of risk specialists who provide BNZ with world-class risk leadership, oversight, analysis, and insight.

Peter previously worked at NAB, where his most recent role was General Manager, Group Market Risk. He joined NAB in 2006 where he led a global team accountable for the independent measurement, oversight and setting of risk appetite for all market risk in NAB’s trading and capital markets businesses.

Peter has almost 30 years of financial markets experience, having started his career in the 1980s as an associate in the bullion department at Credit Suisse in London. Prior to joining NAB, Peter worked for Sumitomo Mitsui Banking Corporation as head of its Market and Liquidity Risk Management Group in Europe, leading teams across London, Paris, Brussels and Düsseldorf. Following this, he moved to Australia with the organisation in 2005 as its Senior Vice President of Financial Risk Management.

Richard Griffiths

Director, Strategy and Business Performance

Richard was appointed the bank’s Director of Strategy and Business Performance in October 2014. With a proven and strong background in leadership, change and commercial operations, Richard has built a successful career in roles across a diverse number of New Zealand organisations.

Richard started his career as an Accountant and Financial Analyst before moving into organisational development, leadership and change roles. Since joining BNZ in 2010, Richard has held senior HR and management roles. In 2013, he led the team managing the company’s year-long response to the central New Zealand earthquakes.

Prior to taking up his current role he was head of BNZ’s NextGen multimillion-dollar transformation programme. Before joining BNZ Richard spent eight years at Air New Zealand in a number of operations roles including Manager NZ Airports. During this time, Richard successfully led the Airports team through significant change as the airline industry recovered from the effects of the September 11 terrorist attacks. He has also held senior HR roles at ASB and Fonterra.

Shelley Ruha

Director, BNZ Partners

Shelley joined the executive team in November 2011 after nearly 22 years with BNZ. She began her BNZ career as part of the graduate programme in 1990, and has since developed a large amount of leadership experience in roles across the bank.

As Director of BNZ Partners, Shelley is responsible for a team of 1,200 across the country. Her responsibilities also include BNZ's wholesale, corporate and property banking teams.

Prior to joining the executive team, she was Head of Institutional Banking and spearheaded the successful campaign to win the INFINZ Bank of the Year in May 2011.

David Moloney

Director, Strategy and Planning

David was appointed Director, Strategy and Planning at Bank of New Zealand in July 2017. In this role, David is responsible for leading a team tasked with assisting the CEO and executive team with formulation and execution of strategy that leads to enhanced competitive positioning and performance.

David has spent 30 years as a banker and consultant to banks around the world. He joined Westpac in Perth from high school, and following several roles there, was accountable for transformation programmes for the Office of the CEO. Moving into the international consulting industry, David has led strategy and change projects at over 100 financial institutions as a global equity partner at Booz Allen and then founder of Oliver Wyman in Australasia. He has worked in the New Zealand financial services sector for over 15 years with banks, insurance companies, wealth companies and regulators. David is also the founder and global financial services practice leader for Internal Consulting Group (ICG). ICG is a global platform based consulting business with offices in 7 countries.

David has an MBA from the Sloan School at the Massachusetts Institute of Technology and an Honours Degree in Computing Science from the Key Centre for Computing at the University of Technology, Sydney.