Public notices

If you require more information on any of these notices please visit your local BNZ store or phone 0800 269 562View Financial Markets Authority (FMA) notices.

Treasury Call account credit interest rate changes

Effective from 1 December 2016

The following credit interest rates will apply for new and existing customers. This account is only available for eligible customers.

PRODUCT
APPLIES TO
INTEREST RATE P.A.*

Treasury Call

$0+

1.00%

*Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562.

Treasury Call account credit interest rate changes

Effective from 7 November 2016

The following credit interest rates will apply for new and existing customers. This account is only available for eligible customers.

PRODUCT
Applies to
INTEREST RATE P.A.*

Treasury Call

$0+

1.50%

*Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562.

Everyday account interest rate changes

Effective from 21 November 2016

We are removing credit interest for existing customers on certain transactional accounts that we no longer offer.  This means that these accounts will no longer have ‘interest rate tiers’ where the interest rate differs depending on a customer’s account balance. The changes are as follows:

TRANSACTIONALAPPLIES TOINTEREST RATE P.A.*
Flexi Money

$0-$4,999

$5,000+

0.00%

0.00%
Cheque Plus

$0-$4,999

$5,000+

0.00%

0.00%
Ready Money Convenience $0+ 0.00%

*Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please  visit your local BNZ store or phone 0800 269 562.

Notification of changes to BNZ credit cards

We are changing the BNZ credit card, BNZ Business First Visa Card and the Corporate, Purchasing and Dynamic Card Funding Visa Card terms and conditions in the following way:

Effective for statements with a closing date of 15 December 2016 or after:

For credit cards with an interest free period, if you don’t pay the current balance shown on your statement in full by the due date, you will be charged interest on each transaction (that makes up the current balance) from the date it was made (rather than the opening date of your next statement), until the closing date of your next statement.

With effect from 15 November 2016:

  • We’re improving the way payments are applied to all of our credit cards. When you make payments to your credit card, we will apply them to your statement in the order of balances attracting the highest to lowest interest rates. We will then apply payments to transactions made since your last statement in the same way; and
  • related incidental and general tidy-up amendments.

For BNZ credit card terms and conditions only:

  • To make it clear that for joint credit card accounts, both account owners must agree to an increase in your credit limit; and
  • to remove all references to American Express from our terms and conditions, to reflect the fact that we will no longer be issuing American Express Cards.

For BNZ Business First Visa Card and Corporate, Purchasing and Dynamic Card Funding Visa Card terms and conditions only:

  • Changes to the terms and conditions may be notified by at least 14 days’ written notice to: a customer’s address or by a newspaper advertisement or a display in our stores or posting on our website; and
  • changes to clarify how we calculate interest on unpaid transactions, fees and charges that accrue interest.

For BNZ Business First Visa Card terms and conditions only:

  • To amend our PIN selection requirements to reflect the fact that all of our Business First Visa cards have a chip and a payWave logo.

For Corporate, Purchasing and Dynamic Card Funding Visa Card terms and conditions only:

  • New provisions for Corporate, Purchasing and Dynamic Visa Cards that display the payWave logo and which are capable of making a contactless purchase.

For more detail, you can view a copy of the updated terms and conditions effective from 15 November below, as well as a copy of the current terms and conditions.

BNZ credit cards
BNZ Business First™ Visa Card
BNZ Corporate, Purchasing and Dynamic Card Funding Visa Card

 

Call accounts, TotalMoney, RapidSave, and BNZ Cash PIE credit interest rate changes

Effective from 17 October 2016

The following credit interest rates will apply for new and existing customers.

CALLAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 0.35%

 

TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney

$0-$99,999

0.10%

 

$100,000+

0.35%

 

PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 0.35%
RAPIDSAVEAPPLIES TOINTEREST RATE P.A.*
Base rate $0+ 0.05%
Bonus rate $0+ 2.55%
Maximum potential yield $0+ 2.60%

Business Advantage Call, Personal Call and Achiever Savings interest rate changes

Effective from 17 October 2016

The following credit interest rates will apply for existing customers for accounts we no longer offer.

CALLAPPLIES TOINTEREST RATE P.A.*
Business Advantage Call $0-$4,999 0.00%
  $5000-$19,999 0.00%
  $20,000- $99,999 0.00%
  $100,000- $249,999  0.05%
  $250,000- $499,000   0.15% 
  $500,000+   0.35% 
Personal Call $0-$4,999  0.00%
  $5000-$19,999 0.00% 
  $20,000- $99,999 0.00% 
  $100,000- $249,999   0.05%
  $250,000- $499,000   0.15%
  $500,000+  0.35% 
achiever savingsAPPLIES TOINTEREST RATE P.A.*
Base rate $0-$4,999 0.00%
Bonus rate $0-$4,999 0.15%
Maximum potential yield $0-$4,999 0.15%
Base rate $5,000+ 0.15%
Bonus rate $5,000+ 0.15%
Maximum potential yield $5,000+ 0.30%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562.

Notification of changes to BNZ Standard Terms and Conditions

Effective 17 October 2016

With effect from 17 October 2016, we are changing the BNZ Standard Terms and Conditions.

These terms and conditions have been updated and will now include the terms and conditions relating to Direct Debits.

The revised BNZ Standard Terms and Conditions will be available on bnz.co.nz and in BNZ stores from 17 October 2016.

If you have any questions, give us a call on 0800 275 269.

Call accounts, TotalMoney, RapidSave and BNZ Cash PIE credit interest rate changes

Effective from 19 September 2016

The following credit interest rates will apply for new and existing customers.

CALLAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 0.50%
Business First OnCall $0+ 0.50%
Farm First Call $0+ 0.50%
Private Bank Call $0+ 0.50%

 

TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney

$0-$99,999

0.15%

 

$100,000+

0.50%

 

PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 0.50%
rapidsaveAPPLIES TOINTEREST RATE P.A.*
Base rate $0+ 0.10%
Bonus rate $0+ 2.55%
Maximum potential yield $0+ 2.65%

Business Advantage Call and Personal Call interest rate changes

Effective from 19 September 2016

The following credit interest rates will apply for existing customers for accounts we no longer offer.

callAPPLIES TOINTEREST RATE P.A.*
Business Advantage Call $0-$4,999 0.00%
  $5000-$19,999 0.00%
  $20,000- $99,999 0.00%
  $100,000- $249,999  0.05%
  $250,000- $499,000   0.30% 
  $500,000+   0.50% 
Personal Call $0-$4,999  0.00%
  $5000-$19,999 0.00% 
  $20,000- $99,999 0.00% 
  $100,000- $249,999   0.05%
  $250,000- $499,000   0.30%
  $500,000+  0.50% 

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562.

Notification of changes to the Personal and Sole Trader TotalMoney accounts terms and conditions

With effect from 14 September 2016, we are changing our Personal and Sole Trader TotalMoney accounts terms and conditions to remove “you and your” from the Definitions section.

Business Overdraft and Farm Overdraft – Base rate interest rate changes

Effective from 22 August 2016

Our business overdraft base interest rate for existing customers is decreasing as follows:

Product
Current variable interest rate p.a.
New variable interest rate p.a.

Business Overdraft – Base Rate

10.70%

10.45%

Effective from 22 August 2016

Our farm overdraft base interest rate for existing customers is decreasing as follows:

Product
Current variable interest rate p.a.
New variable interest rate p.a.

Business Overdraft – Base Rate

9.45%

9.20%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562.

HomeAdvantage MasterCard interest rate changes

Effective for statements with period beginning 29 August 2016 or later

The purchase interest rate for HomeAdvantage MasterCard credit cards is decreasing as follows.

Current purchase interest rate p.aNew purchase interest rate p.a
5.69% 5.64%

Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Home loan variable interest rate changes

Effective from 29 August 2016

Our variable interest rates for existing home loan customers are decreasing as follows.

ProductCurrent variable interest rate p.a.New variable interest rate p.a.
TotalMoney 5.69% 5.64%
Standard/Fly Buys 5.69% 5.64%
BNZ Advantage 5.69% 5.64%

Home loan variable interest rate changes

Effective from 15 August 2016

Our variable interest rates for existing home loan customers are decreasing as follows.

PRODUCTCURRENT VARIABLE INTEREST RATE P.A.NEW VARIABLE INTEREST RATE P.A.
Rapid Repay 5.75% 5.70%
Mortgage One 6.30% 6.25%

Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Notification of changes to standard terms and conditions for Advanced Personal Loans

With effect from 30th June 2016, we are changing our standard terms and conditions for Your Advanced Personal Loan.

The changes to the terms and conditions include:

  • replacing references throughout to “Account Opening Date” with “date of your Disclosure Letter” to reflect changes to our account opening process; and
  • amending clause 18.2 to reflect the fact that we don’t monitor whether electronic communications that leave our information system have been delivered.

The updated standard terms and conditions for will be available from 30th June 2016 on bnz.co.nz and in BNZ stores. For more information phone 0800 275 269.

Unclaimed Monies

The Unclaimed Money Act 1971 requires the holder of monies to pay such monies to the Crown when they become “unclaimed”.
This may include:

  • Bank cheques, travellers’ cheques and foreign currency drafts that have not been claimed or presented by the payee for over 6 years.
  • Transaction accounts (in credit) which have been inoperative for over 6 years.
  • Deposit accounts (in credit) which have been inoperative for over 25 years.

The bank is required to pay the Inland Revenue unclaimed monies in respect of bank cheques, travellers’ cheques and foreign currency drafts issued by the bank in the period 1 June 2009 to 31 May 2010, including transaction account balances which have been inoperative since 31 May 2010, and deposit account balances which have been inoperative since 31 May 1991.

If you are holding a BNZ issued bank cheque, travellers’ cheque or foreign currency draft from this period, and you believe you are the true owner, please present the item to your bank for payment before 30 September 2016. If your account is inoperative, please reactivate it by undertaking transactions before 30 September 2016.

Any such monies remaining unclaimed as at 30 September 2016 will be transferred to Inland Revenue, where it will be available for the true owner to claim from 31 October 2016.

If you have any queries about how to claim monies from Inland Revenue please www.ird.govt.nz/unclaimed-money

Notification of changes to standard terms and conditions for Advanced Personal Loans

With effect from 27th June 2016, we are changing our standard terms and conditions for Your Advanced Personal Loan.

The changes to the terms and conditions include:

  • replacing references throughout to “Account Opening Date” with “date of your Disclosure Letter” to reflect changes to our account opening process; and
  • amending clause 18.2 to reflect the fact that we don’t monitor whether electronic communications that leave our information system have been delivered.

The updated standard terms and conditions for will be available from 27th June 2016 on bnz.co.nz and in BNZ stores. For more information phone 0800 275 269.

Call accounts, TotalMoney, Achiever Savings and BNZ Cash PIE credit interest rate changes

Effective from 03 June 2016

The following credit interest rates will apply for new and existing customers.

CALLAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 0.55%
Business First OnCall $0+ 0.55%
Farm First Call $0+ 0.55%
Private Bank Call $0+ 0.55%

 

TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney $0-$99,999
$99,999+
0.15%
0.55%

 

PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 0.55%

 
Effective from 3 June 2016

 The following credit interest rates will apply for existing customers for accounts we no longer offer.

CALLAPPLIES TOINTEREST RATE P.A.*
Business Advantage Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.00%
0.00%
0.05%
0.30%
0.55%

Personal Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.00%
0.00%
0.05%
0.30%
0.55% 

​Achiever Savings

Base rate
Bonus rate
Maximum potential yield

Base rate
Bonus rate
Maximum potential yield

 

$0-$4,999
$0-$4,999
$0-$4,999

$5,000+
$5,000+
$5,000+

 

0.00%
0.25%
0.25%

0.25%
0.25%
0.50%

 * Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Notification of changes to BNZ Internet Banking for Business Terms and Conditions

Effective 25 May 2016

We are changing the BNZ Internet Banking for Business Terms and Conditions, with effect from 25 May, 2016.

The BNZ Internet Banking for Business Terms and Conditions have been updated to include specific clauses around Third Party Accounts.

You can view the updated Terms and Conditions here PDF 132KB.

If you have any questions, give us a call on 0800 275 269.

Notification of changes to credit interest rate

Effective 31 March 2016

The following credit interest rate will apply for new and existing customers.

CallAPPLIES TOINTEREST RATE P.A.*
Commercial Deposit Rate $0+ 1.50%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

If you require more information please visit your local BNZ store or phone 0800 269 562

Notification of changes to BNZ Internet Banking for Business Terms and Conditions

Effective 11 May 2016

We are changing the BNZ Internet Banking for Business Terms and Conditions, with effect from 11 May 2016.

The BNZ Internet Banking for Business Terms and Conditions have been updated to include specific clauses around the use of PIN and fingerprint technology for logins to mobile business banking.

You can view the updatedYou can view the updated Terms and Conditions here.

If you have any questions, give us a call on 0800 275 269.

Notification of changes to all BNZ TotalMoney terms and conditions

Effective from 1 May 2016

With effect from 1 May 2016, we are changing your Personal and Sole Trader TotalMoney accounts terms and conditions, and your Companies and Trusts TotalMoney accounts terms and conditions.

The amended terms and conditions include:

  • removing the ability to select between pooling and offsetting. If you have a TotalMoney loan, we will automatically offset the loan with all of your TotalMoney accounts, and if you do not have a TotalMoney loan we will pool your accounts, and pay you credit interest. 
  • making the terms and conditions clearer and easier to understand. 

BNZ TotalMoney Terms and Conditions will be available from 1 May 2016 on bnz.co.nz and in BNZ stores. For more information phone 0800 275 269.

Call accounts, TotalMoney, BNZ Cash PIE and Business Overdraft – Base rate interest rate changes

Effective from 12 April 2016

The following credit interest rates will apply for new and existing customers.

CallAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 0.75%
Business First OnCall $0+ 0.75%
Farm First Call $0+ 0.75%
Private Bank Call $0+ 0.75%
TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney $0-$99,999
$99,999+
0.15%
0.75%
PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 0.75%

 Effective from 12 April 2016

 The following credit interest rates will apply for existing customers for accounts we no longer offer.

CALLAPPLIES TOINTEREST RATE P.A.*
Business Advantage Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.10%
0.20%
0.25%
0.50%
0.75%

Personal Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.10%
0.20%
0.25%
0.50%
0.75% 

 Effective from 12 April 2016

 Our business overdraft base interest rate for existing customers is decreasing as follows.

productcurrent variable interest rate p.a.New variable interest rate
Business Overdraft - Base rate

10.95%

10.70%

 

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store. If you require more information please visit your local BNZ store or phone 0800 269 562

 

Rapid Save credit interest rate changes

Effective from 30 March 2016

The following Rapid Save account credit interest rates will apply for new and existing customers.

Rapid SaveAPPLIES TOINTEREST RATE P.A.*
Base rate $0+ 0.10%
Bonus rate $0+ 2.65%
Maximum potential yield $0+ 2.75%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Notification of changes to BNZ Foreign Exchange Dealing in Internet Banking for Business Terms and Conditions

Effective 4 April 2016

We are changing the BNZ Foreign Exchange Dealing in Internet Banking for Business Terms and Conditions, with effect from April 4, 2016.

In clause 16 of these terms and conditions, the definition of ‘Master Agreement’ has been amended to include ISDA Master Agreements and will read:

Master Agreement means any Master Agreement for Foreign Exchange and Derivative Transactions, Master Agreement for Foreign Currency Transactions, or Master Agreement for Derivative Transactions or ISDA Master Agreement that you have entered into with BNZ.

If you have any questions, give us a call on 0800 275 269.

Business lending variable interest rate changes

Effective from 4 April 2016

Our variable interest rates for existing business lending customers are decreasing as follows.

productCurrent variable interest rate P.A*New variable interest rate P.A*
TotalMoney for Business 6.59% 6.49%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

HomeAdvantage MasterCard interest rate changes

Effective for statements with period beginning 31 March 2016 or later

The purchase interest rate for HomeAdvantage MasterCard credit cards is decreasing as follows.

Current purchase interest rate p.aNew purchase interest rate p.a
5.79% 5.69%

Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Home loan variable interest rate changes

Effective from 31 March 2016

Our variable interest rates for existing home loan customers are decreasing as follows.

ProductCurrent variable interest rate p.a.New variable interest rate p.a.
TotalMoney 5.79% 5.69%
Standard/Fly Buys 5.79% 5.69%
BNZ Advantage 5.79% 5.69%

Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Home loan variable interest rate changes

Effective from 17 March 2016

Our variable interest rates for existing home loan customers are decreasing as follows.

PRODUCTCURRENT VARIABLE INTEREST RATE P.A.NEW VARIABLE INTEREST RATE P.A.
Rapid Repay 5.85% 5.75%
Mortgage One 6.40% 6.30%

Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Call accounts, TotalMoney and BNZ Cash PIE credit interest rate changes

Effective from 14 March 2016

The following credit interest rates will apply for new and existing customers.

CALLAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 1.00%
Business First OnCall $0+ 1.00%
Farm First Call $0+ 1.00%
Private Bank Call $0+ 1.00%
Client Funds Call $0+ 1.00%

 

TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney $0-$99,999
$99,999+
0.25%
1.00%

 

PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 1.00%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Call accounts, TotalMoney and BNZ Cash PIE credit interest rate changes

Effective from 2 February 2016

The following credit interest rates will apply for new and existing customers.

CALLAPPLIES TOINTEREST RATE P.A.*
Personal OnCall $0+ 1.25%
Business First OnCall $0+ 1.25%
Farm First Call $0+ 1.25%
Private Bank Call $0+ 1.25%
Client Funds Call $0+ 1.25%

 

TOTALMONEY (CREDIT FUNDS ONLY)APPLIES TOINTEREST RATE P.A.*
TotalMoney $0-$99,999
$99,999+
0.25%
1.25%

 

PIEAPPLIES TOINTEREST RATE P.A.*
BNZ Cash PIE $0+ 1.25%

 

CallAPPLIES TOINTEREST RATE P.A.*
Client Funds Call $0+ 1.25%


The following credit interest rates will apply for existing customers for accounts we no longer offer.

CALLAPPLIES TOINTEREST RATE P.A.*
Business Advantage Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.20%
0.20%
0.40%
1.00%
1.25%

Personal Call

$0-$4,999 
$5,000-$19,999
$20,000-$99,999
$100,000-$249,999
$250,000-$499,999
$500,000+

0.00%
0.20%
0.20%
0.40%
1.00%
1.25% 

* Interest rates are subject to change. Full details, Standard Terms and Conditions, TotalMoney Terms and Conditions, BNZ Cash PIE and BNZ Term PIE Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.

Rapid Save credit interest rate changes

Effective from 25 January 2016

The following Rapid Save account credit interest rates will apply for new and existing customers.

Rapid SaveAPPLIES TOINTEREST RATE P.A.*
Base rate $0+ 0.10%
Bonus rate $0+ 2.90%
Maximum potential yield $0+ 3.00%

* Interest rates are subject to change. Full details, Standard Terms and Conditions, a copy of our current disclosure statement and Qualifying Financial Entity Disclosure Statement may be obtained from any BNZ store.