Keep track of your savings, switch funds, change your contribution rate, or make voluntary top-ups to your BNZ KiwiSaver Scheme account through Internet Banking or in the BNZ app.
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Making small changes to your KiwiSaver account, and ensuring you get your full Government contribution entitlement each year if eligible, could make a big difference to your future savings.
Your level of contribution can have a big impact on your future savings. You can vary your contributions (3.5%, 4%, 6%, 8%, or 10% of your before-tax pay)^ or if you’re self-employed or not employed, you can set your own level and frequency of contributions.
The right fund for you may change over time depending on your circumstances and needs. Use our guide to work out whether another fund might be better suited right now.
If you qualify, you’ll receive 25 cents for every dollar you put in to your KiwiSaver account, up to the maximum Government contribution of $260.72 each year. This is paid as a lump sum into your KiwiSaver account each year after 30 June.
Use Internet Banking or the BNZ app to keep tabs on your BNZ KiwiSaver Scheme account, and actively make changes to help grow your savings.
Your BNZ KiwiSaver Scheme account sits alongside your other accounts so you can easily monitor how your savings are doing.
Change your BNZ KiwiSaver Scheme fund any time by clicking the ‘Change Funds’ button on the KiwiSaver account balance screen in Internet Banking.
Make regular or one-off payments to your BNZ KiwiSaver Scheme account any time by making an online transfer between accounts.
When you turn 65, you can continue to grow your investments, withdraw all or part of your BNZ KiwiSaver Scheme savings - or do a bit of both.
If you’re experiencing significant financial hardship and have tried all other reasonable options, you may be able to withdraw all or some of your BNZ KiwiSaver Scheme account balance (with the exception of Government contributions).
If you need some help call 0800 269 5494.
BNZ Investment Services Limited, a wholly owned subsidiary of Harbour Asset Management Limited, is the Issuer and Manager of the BNZ KiwiSaver Scheme. Download a copy of the BNZ KiwiSaver Scheme Product Disclosure Statement PDF 1MB, or pick up a copy from a BNZ branch.
Investments in the BNZ KiwiSaver Scheme are not bank deposits or other liabilities of Bank of New Zealand (BNZ) or any other member of the National Australia Bank Limited group. They are subject to investment risk, including possible delays in repayment. You could get back less than the total contributed. No person (including the New Zealand Government) guarantees (either fully or in part) the performance or returns of the BNZ KiwiSaver Scheme or the repayment of amounts contributed. National Australia Bank Limited, the ultimate owner of BNZ, is not a registered bank in New Zealand but a licensed bank in Australia and is not authorised to offer the products and services mentioned on this webpage to customers in New Zealand.
BNZ Investment Services Limited (BNZISL) uses the BNZ brand under licence from Bank of New Zealand, whose ultimate parent company is National Australia Bank Limited. No member of the FirstCape group (including BNZISL) is a member of the NAB group of companies (NAB Group). No member of the NAB Group (including Bank of New Zealand) guarantees, or supports, the performance of any member of FirstCape group’s obligations to any party.