See how much you could save

A few simple tweaks, like changing your fund choice or contribution rate, could have a big impact on the amount you can save for retirement.

Calculate your savings

Use our calculator to see how your KiwiSaver might grow between now and age 65, and the impact your fund choice or contribution rate could have on your lifestyle when you retire.

See assumptions on how this calculator works.

Amount saved by retirement

* KiwiSaver contribution options
You can also choose to contribute 6% or 10%.

Increase contributions

Change your fund online

It’s important to make sure that you’re in a fund that suits you and your attitude towards risk. Some funds are riskier than others, but could potentially generate a higher return. Our ‘What kind of investor am I?’ tool can help you choose a fund to suit you. Once you’ve decided, you can change your fund in Internet Banking.

Log in to change your fund

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increase contributions 2

Increase your contributions

Over time, extra contributions can make a big difference to the overall value of your KiwiSaver account. You could ask your employer to increase your contribution rate or, if you have a little extra cash in your pocket, you can make a one-off payment in Internet Banking whenever it suits you.

Log in to make a one-off payment

Show me how