BNZ Advantage Visa Classic
Choose your rewards
Flybuys or Cash Rewards
$150 spend = $1 Cash Reward
$40 spend = 1 Flybuys
Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Flybuys account monthly.
Classic features
- Account fee$20 half-yearly
- Joint/additional card fee$6 half-yearly
- Minimum credit limit$500
- Purchase interest rate-% p.a.^
- Cash advance interest rate-% p.a.^
- Interest–free daysUp to 55 days
- Google Pay-ready (Visa only)✓
- Apple Pay-ready (Visa only)✓
BNZ Advantage Visa Platinum
Choose your rewards
Flybuys or Cash Rewards
$90 spend = $1 Cash Reward
$15 spend = 1 Flybuys
Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Flybuys account monthly.
Platinum features
- Account fee$45 half-yearly
- Joint/additional card fee$10 half-yearly
- Minimum credit limit$8,000
- Purchase interest rate-% p.a.^
- Cash advance interest rate-% p.a.^
- Interest–free daysUp to 55 days
- Google Pay-ready✓
- Apple Pay-ready✓
- Concierge service✓
- International Travel insurance days^Up to 90 days
- Domestic rental vehicle excess insurance ^✓
- Emergency travel assistance✓