BNZ Advantage Classic
Choose your rewards
Flybuys or Cash Rewards

$150 spend = $1 Cash Reward

$40 spend = 1 Flybuys


Plus get an extra $75 cash back or 500 Flybuys when you spend $1,500 in the first three months. (T&Cs apply)

Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Flybuys account monthly.
Classic features
  • Account fee$20 half-yearly
  • Joint/additional card fee$6 half-yearly
  • Minimum credit limit$500
  • Purchase interest rate-% p.a.
  • Cash advance interest rate-% p.a.
  • Interest–free daysUp to 55 days
  • Google Pay-ready (Visa only)✓
  • Apple Pay-ready (Visa only)✓
Apply for BNZ Advantage Classic
BNZ Advantage Visa Platinum
Choose your rewards
Flybuys or Cash Rewards

$90 spend = $1 Cash Reward

$15 spend = 1 Flybuys


Plus get an extra $150 cash back or 1,000 Flybuys when you spend $2,500 in the first three months. (T&Cs apply)

Rewards are earned on eligible purchases^ and deposited into your nominated Cash Rewards/Flybuys account monthly.
Platinum features
  • Account fee$45 half-yearly
  • Joint/additional card fee$10 half-yearly
  • Minimum credit limit$8,000
  • Purchase interest rate-% p.a.
  • Cash advance interest rate-% p.a.
  • Interest–free daysUp to 55 days
  • Travel insurance daysUp to 90 days
  • Concierge service✓
  • Google Pay-ready✓
  • Apple Pay-ready✓
  • Extended warranty^✓
  • Purchase insurance^✓
  • PriceGuard^✓
Apply for BNZ Advantage Visa Platinum