Our cards give you ultimate flexibility
Whether you want a card that earns rewards or a low interest rate, we've got you covered.
Credit cards that reward you
Earn Fly Buys points or Cash Rewards1 - your choice, with a BNZ Advantage card.
A zero percent rate is smart. A zero balance is even smarter
Switch to a Low Rate MasterCard and you could get 0% p.a. for 12 months on balances transferred from a non-BNZ credit or store card. Conditions apply. After 12 months the standard purchase interest rate will apply to transferred balances.
If you're a BNZ Advantage cardholder you'll get exclusive rewards at bnzadvantage.co.nz. Whether it’s holiday packages, once-in-a-lifetime experiences, exclusive shopping or dining benefits — you'll unlock a world of choice at bnzadvantage.co.nz.
Compare credit card rates, fees, & benefits
See every rate and fee for each of our cards, so you can choose the card that’s right for you.
Credit card help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901
BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Fly Buys terms and conditions apply.
- Rewards are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting and lottery transactions, government charges and unauthorised transactions for which you are not liable.
- Your eligibility for the Low Rate MasterCard is subject to BNZ approval. The standard account fee for the Low Rate MasterCard, which is currently $5 per month, will be charged to your card once your card is approved (other fees may also apply).