Our cards give you ultimate flexibility

Whether you want a simple, fuss-free credit card or one that earns you rewards when you spend, we've got you covered.

Credit cards that pay you back

Collect Fly Buys points each time you use your card to pay for something.

Our simplest card

An easy-to-manage credit card that won’t blow your budget.

Get debt-free faster this year with a balance transfer

Switch to a BNZ credit card and you could get -% p.a. for 12 months on balances transferred from a non-BNZ credit or store card, when you also have your income paid into one of our transaction accounts. Plus, until January 2016, each month you reduce your card balance, you’ll go in the monthly prize draw to have up to $2,000 of your repayment matched by us. Conditions apply. After 12 months the standard purchase interest rate will apply to transferred balances.

Or check out our other cards

An Eftpos card that works like a credit card

An everyday Eftpos card that lets you shop with the convenience of a credit card.

Learn about Flexi Debit Visa

A credit card that starts with a mortgage

Get a unique credit card at a floating mortgage rate and pay no annual fee.

Learn about HomeAdvantage

We’ve got security sorted

You'll never have to worry about security with one of our credit cards because we take security just as seriously as you do. Learn more.

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World leading card security

Our liquid encryption security technology re-secures your card each time you use it at one of our ATMs.

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You’re covered for fraud

If you’re a victim of fraud, our zero fraud liability guarantee means we’ll pay any transactions you didn’t make as long as you’ve complied with your card’s terms and conditions.

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Protect your purchases

Take advantage of extended warranties, insurances, and our lowest price guarantee on items you purchase.

Compare credit card rates, fees, & benefits

See every rate and fee for each of our cards, so you can choose the card that’s right for you.

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Small Print

BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Fly Buys terms and conditions apply. 

Read our full credit card terms and conditions