Our cards give you ultimate flexibility

Whether you want a simple, fuss-free credit card or one that earns you rewards when you spend, we've got you covered.

Credit cards that pay you back

Globe-trotting Kiwis can earn Airpoints Dollars™ every time they spend.

Collect Fly Buys points each time you use your card to pay for something.

Our simplest card

An easy-to-manage credit card that won’t blow your budget.

Get debt-free faster this year with a balance transfer

Switch to a BNZ credit card and you could get 0% p.a. for 12 months on balances transferred from a non-BNZ credit or store card, when you also have your income paid into one of our transaction accounts. Plus, until January 2016, each month you reduce your card balance, you’ll go in the monthly prize draw to have up to $2,000 of your repayment matched by us. Conditions apply.

Or check out our other cards

An Eftpos card that works like a credit card

An everyday Eftpos card that lets you shop with the convenience of a credit card.

Learn about Flexi Debit Visa

A credit card that starts with a mortgage

Get a unique credit card at a floating mortgage rate and pay no annual fee.

Learn about HomeAdvantage

We’ve got security sorted

You'll never have to worry about security with one of our credit cards because we take security just as seriously as you do. Learn more.

paddlock.png

World leading card security

Our liquid encryption security technology re-secures your card each time you use it at one of our ATMs.

sheild.png

You’re covered for fraud

If you’re a victim of fraud, our zero fraud liability guarantee means we’ll pay any transactions you didn’t make as long as you’ve complied with your card’s terms and conditions.

umbrella.png

Protect your purchases

Take advantage of extended warranties, insurances, and our lowest price guarantee on items you purchase.

Compare credit card rates, fees, & benefits

See every rate and fee for each of our cards, so you can choose the card that’s right for you.

cards.png

Credit card help and support

If your card is lost or stolen call 0800 735 901 (24 hours)

Or call us collect from a land line from here or overseas +64 4 473 5901

Small Print

BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Fly Buys terms and conditions apply. Air New Zealand Airpoints Programme terms and conditions apply. 

Terms and conditions

BNZ credit card terms and conditions (PDF 170 KB)