Our cards give you ultimate flexibility

Whether you want a card that earns rewards or a low interest rate, we've got you covered.

Credit cards that reward you

BNZ Advantage rewards credit cards

Earn Fly Buys points or Cash Rewards^ - your choice, with a BNZ Advantage card.

Check out our other cards

Flexi Debit Visa

An everyday card that you can use to shop online, over the phone or overseas wherever Visa is accepted.

Learn about Flexi Debit Visa


A low rate credit card designed for homeowners that earns you rewards and has no annual fee.

Learn about HomeAdvantage

A zero percent rate is smart. A zero balance is even smarter

Switch to a Low Rate MasterCard^ and you could get 0% p.a. for 12 months on balances transferred from a non-BNZ credit or store card. Conditions apply. After 12 months the standard purchase interest rate will apply to transferred balances.

We’ve got security sorted

You'll never have to worry about security with one of our credit cards because we take security just as seriously as you do. Learn more

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World leading card security

You get the added security of Verified by Visa and MasterCard SecureCode, and our liquid encryption security technology re-secures your card each time you use it at one of our ATMs.

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You’re covered for fraud

If you’re a victim of fraud, our zero fraud liability guarantee means we’ll pay any transactions you didn’t make as long as you’ve complied with your card’s terms and conditions.

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Protect your purchases

Take advantage of extended warranties, insurances, and our lowest price guarantee on items you purchase.

Get travel insurance at no extra cost

If you're a BNZ Advantage Visa Platinum cardholder, you could get up to 90 days international travel insurance at no extra cost.^  See more about our card travel insurance.

Awarded for its rewards

Our BNZ Advantage Visa Platinum credit card is rated a 5 star rewards product by Canstar.

Credit card rates, fees, & benefits

See every rate and fee for each of our cards, so you can choose the card that’s right for you.

Compare BNZ credit cards

Small Print

BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Fly Buys terms and conditions apply. 

Read our full credit card terms and conditions