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Credit card rates, fees, & benefits
See every rate and fee for each of our cards, so you can choose the card that’s right for you.
Credit cards help and support
If your card is lost or stolen call 0800 735 901 (24 hours)
Or call us collect from a land line from here or overseas +64 4 473 5901
- Lost or stolen cards
- Unusual transactions
- Using your card overseas
- Shopping online
- Card fraud
- Updating your card details
- How a balance transfer works
- Change your credit card limit
- Paying your credit card bill
- Credit card interest and fees explained
- Managing your rewards in Internet Banking
- Financial hardship
- Activate your travel insurance
- Insurance for your credit card
BNZ lending criteria, the relevant credit card terms and conditions and account fees apply. Rates and fees subject to change. Fly Buys terms and conditions apply.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Android Pay is a trademark of Google Inc.
Rewards are earned on eligible purchases, which exclude cash advances, balance transfers, interest charges, bank fees, gambling, betting and lottery transactions, government charges and unauthorised transactions for which you are not liable.
90 Day Platinum International Leisure Travel Insurance (pdf 418kb) and Accidental Death and Disablement (Common Carrier) cover (‘Insurance’) is subject to the terms, conditions, exclusions (for example business travel, age limitations etc.) and eligibility criteria contained in the policy document. You should read the policy document to make sure that the Insurance meets your needs. The Insurance is provided to Platinum cardholders by Cigna Life Insurance New Zealand Limited (‘Insurer’) under an agreement with BNZ. BNZ does not underwrite the Insurance, is not an agent of the Insurer, and does not guarantee the obligations of the Insurer. Premiums are payable for policy extensions such as pre-existing cover, duration extension and specified items.