Account fees and interest rates

Account fees are charged on a monthly basis and are subject to change from time to time. Where applicable, account fees are in addition to service and facility fees.

The account maintenance fee is charged monthly in the currency of the account. If your average daily balance for the month is over the rebate level for your account’s currency, the maintenance fee will be refunded in full. The rebate level is subject to change from time to time.

Account maintenance fees and rebate levels
Country Currency Monthly^ Maintenance Fee Rebate Level
United States USD 6.50 65,000
Australia AUD 13.00 125,000
Great Britain GBP 5.00 45,000
Euro EUR 7.50 74,000
Japan JPY 850 8,500,000
Canada CAD 10.50 102,000
Hong Kong HKD 50.00 500,000
Switzerland CHF 11.00 110,000
Singapore SGD 12.00 120,000
Sweden SEK 67.00 670,000
Denmark DKK 55.00 550,000
Norway NOK 57.00 570,000
South Africa ZAR 71.00 710,000
  • Account maintenance fees are charged on the last business day of each month.
  • Account maintenance fees and rebate levels are subject to change from time to time.

USD - United States Dollars AUD - Australian Dollars CAD - Canadian Dollars GBP - Great Britain Pounds
EUR - European Community Euro SGD - Singapore Dollars HKD - Hong Kong Dollars  
  • These per annum interest rates are indicative only and are subject to change without notice.
  • Tiers are subject to change at BNZ’s discretion without notice.
  • No interest is payable on credit balances below the minimum tier.
  • Interest is calculated daily and paid in the currency in which the account is held, on the last business day of each month.
  • A 'month' for interest purposes refers to the period from the day after the last business day in a month up to and including the last business day of the next month.