Gain a head start on moving to New Zealand
Hit the ground running when you arrive in New Zealand, open a bank account online, while you're still overseas. Consider it one thing checked off your to-do list.
What you can do before you move
Step one: Open your account
While you are still overseas, apply to open a bank account online and with the assistance of a dedicated migrant banking specialist, we'll help you set up your banking in preparation for living in New Zealand.
At this stage, you won't need to provide full identification to us. When you arrive, make an appointment to visit a BNZ store to provide proof of your identity and a banker will activate the account in full.
Before you move, and while your account is not fully activated, it will act as a holding account where you can make deposits to it, but you won't be able to make any withdrawals.
Step two: Move money across
Now that your account is open, you can deposit money into your account by using international payments^. You'll be able to view your account balance if you register for Internet Banking or alternatively, email us for confirmation.
You can withdraw funds as soon as you have met with a BNZ banker and provided evidence of your identity.
For any accounts that aren't activated within 12 months of being opened, any deposits you have made will be returned to the account you transferred them from.
Then, activate your account when you arrive
Before you leave, or once you've arrived in New Zealand, make an appointment to visit a banker at your nearest BNZ store to:
- provide your identification requirements
- complete your documentation
- activate your account
- pick up your new BNZ Eftpos card.
If you applied for a joint account, you'll both need to be at the appointment for the account to be activated.
Once activated, your account will be fully functional which means you’ll be able to make withdrawals, use Internet Banking and download our Mobile Banking app.
We'll help you get started in New Zealand
Moving to a new country comes with its own set of rules that are likely to be unfamiliar, so we'll support your move to New Zealand with information, products, and services to help you get settled in.
Buying a house
If you're looking at buying a house, our guide will help you along your journey to home ownership in New Zealand
For property investors, we have a team of dedicated property specialists who provide advice and fine-tune your investment plan to help you with meeting your personal and financial goals.
We can set you up with Migrant Insurance for both your vehicle and/or contents if you are moving to New Zealand on a visa that is longer than 12 months.
Even if you are moving here temporarily, we can offer a short term insurance option for those staying 12 months or less.
Paying with ease
Simply talk to our team and we'll help you find the most suitable credit card product for you, from low-interest to rewards card options.
Starting a business
You know you're in good hands when BNZ has won the award for the Best Small Business Bank for 6 years running.
Whether you're starting a new venture or have a long-standing business, we can support you by providing easy access to business specialists, innovative products, and resources to help you run your business smarter.
Services for those on Investor Visas
If you're planning on moving to New Zealand under the Investor or Investor Plus visa categories, we are able to work with you to create investment solutions that will help you meet the 'acceptable investment' requirements, and your own individual investment preferences.
Tailored to your needs
Not only will your portfolio meet the requirements of your visa application, but it’ll also reflect your personal situation and investment objectives. Plus we’ll tailor it to your attitude to risk.
What your portfolio will be
Your portfolio can be constructed with New Zealand managed funds and (or) direct investments in New Zealand equities, bonds or listed property.
Leave the hard work to us
We make the process easy by working with Immigration New Zealand on your behalf to gain approval of your investment portfolio. Once approved, we’ll take care of implementing your portfolio for you.
Ongoing Advice and Monitoring
We actively monitor and manage your investments for you. We’ll provide in-depth valuation, performance and tax reporting to maintain your ongoing compliance with the investment rules.
Creating the best banking experiences for our customers is at the heart of what we do. But don’t just take our word for it.
Best everyday banking
Our award-winning transaction and savings accounts were named “the best value everyday banking in the country” by Canstar in 2015.
Best private bank, New Zealand
BNZ Private Bank won the "Best Private Bank in New Zealand" in The PWM/The Banker Global Private Banking Awards 2015, recognising excellence in wealth management.
Our internet banking and mobile app won Best Effect award for design and innovation excellence in the 2014 Best Design Awards.
Why Bank of New Zealand?
We're one of New Zealand's leading full-service banks with over 170 stores nationwide and we've been helping people start a new life in this country since 1861.
We offer a leading online banking experience with our Internet Banking platform that simplifies your banking experiences and gives you the flexibility to bank the way you prefer.
Our award winning Mobile Banking app gives you freedom to bank on the go and at your convenience, all within a beautiful design and options to personalise your account.
Migrant help and support
If you need help, contact our New Zealand team on +64 9 976 6318 (international charges will apply) or email@example.com
You can also contact our migrant teams around the world.
United Kingdom: +44 207 710 1930 or firstname.lastname@example.org
Australia: +61 3 8634 1393
China: +86 21 2089 0288
Singapore: +65 6419 6875
Hong Kong: +852 2826 8111
India: +91 22 6198 8200