Moving to New Zealand

If you’re immigrating to New Zealand, or coming home to Aotearoa, you can apply online to open a New Zealand bank account while you’re still overseas and then activate it when you arrive.

How to set up an account

Getting your finances sorted

Whether you’re immigrating to New Zealand, or returning home to live, you may find life a little different to what you’ve been used to. We’ll help support your move with information and services to help you get settled in quickly.

Saving and investing

We can help with a range of saving and investment options including a savings account that earns interest, an award-winning KiwiSaver scheme designed to help you save for retirement, or investment strategies designed to help preserve your capital base while growing your wealth.

More about investment strategies

Insuring the things you care about

We’ve partnered with some of New Zealand’s leading insurance specialists to offer a range of personal and business insurance options to help give you peace of mind by protecting yourself and the things you care about, in case something unexpected happens.

More about insurance cover

Setting up a New Zealand bank account

2. Move money across

Once your account is open, you can deposit money into it by making an international payment^. You won’t be able to take money out of your account, but we’ll help you set up Internet Banking so you can view your balance when you log in.

Making a deposit from overseas

3. Activate your account

When you arrive in New Zealand, you can activate your account by visiting any BNZ branch (no appointment needed). If you’re applying for a joint account, you’ll both need to come in for the account to be activated.

More about activating your account

Services for those on the Investor Visa

We work with you to create customised solutions designed to meet Immigration New Zealand criteria.

BNZ Private Bank

As an investor migrant, you’ll be invited into our award-winning Private Bank. This will give you access to a dedicated Private Banker who’ll provide support before, during, and after you migrate to New Zealand.

Investor migrant services

BNZ Partners

A BNZ Partner is a dedicated business contact with a team of experts on hand - working with you and your business to achieve your goals.

More about BNZ Partners

More reasons to join BNZ

Trusted support & expertise

You’ll be joining one of New Zealand’s leading full-service banks with branches and specialist banking teams nationwide. We have a proud heritage of helping people start a new life in this country since 1861.

More about BNZ

Award-winning banking

Our Internet Banking and app come with tools and services to help you manage and stay in control of your money. Open and close accounts, pay bills, set up automatic payments and notifications, set goals and keep track of spending.

More about online banking

Building a sustainable future

We’re making sustainability part of everything we do, from supporting diversity and Te Ao Māori in our workplace, to sustainable finance, and working alongside customers to reduce their emissions.

More about our sustainability initiatives

Articles and guides

Guides for individuals, couples and families

Guides to help you make the most of life in NZ, from managing your finances alone or together, to investing in a home, property or future wealth.

Life Moments

Setting up business in New Zealand

Tips and tools to help at every stage from starting out in a new business, to managing or growing your business once you’re established.

Business Moments

Migrant help and support

If you need help, contact us at bnzmigrant.banking@bnz.co.nz or talk to one of our team  +64 9 956 9431 (international charges will apply).