Step one: Open your account

While you are still overseas, apply to open a bank account online and with the assistance of a dedicated migrant banking specialist, we'll help you set up your banking in preparation for living in New Zealand. 

At this stage, you won't need to provide full identification to us. When you arrive, make an appointment to visit a BNZ store to provide proof of your identity and a banker will activate the account in full.

Before you move, and while your account is not fully activated, it will act as a holding account where you can make deposits to it, but you won't be able to make any withdrawals.

Open your account

Step two: Move money across

Now that your account is open, you can deposit money into your account by using international payments^. You'll be able to view your account balance if you register for Internet Banking or alternatively, email us for confirmation.

You can withdraw funds as soon as you have met with a BNZ banker and provided evidence of your identity.

For any accounts that aren't activated within 12 months of being opened, any deposits you have made will be returned to the account you transferred them from. 

How to make international payments

Buying a house

If you're looking at buying a house, our guide will help you along your journey to home ownership in New Zealand

For property investors, we have a team of dedicated property specialists who provide advice and fine-tune your investment plan to help you with meeting your personal and financial goals.

Our home loans

Getting cover

We can set you up with Migrant Insurance for both your vehicle and/or contents if you are moving to New Zealand on a visa that is longer than 12 months.

Even if you are moving here temporarily, we can offer a short term insurance option for those staying 12 months or less.

Enquire online

Paying with ease

You may be able to apply for a credit card or personal loan when you first activate your account in store if you're arriving on a longer term visa with a job offer^.

Simply talk to our team and we'll help you find the most suitable credit card product for you, from low-interest to rewards card options.

Our credit card options

Starting a business

You know you're in good hands when BNZ has won the award for the Best Small Business Bank for 6 years running. 

Whether you're starting a new venture or have a long-standing business, we can support you by providing easy access to business specialists, innovative products, and resources to help you run your business smarter.

About BNZ small business