Get set up with ease

Our specialised Asian banking team speak your language. It's their business to understand your banking needs and help you choose the right products and services to get set up in New Zealand.

Call 0800 275 269 to speak to us in English  (Free phone within NZ, available 8am - 8pm Monday to Friday, and 9am - 6pm Saturday, Sunday and on Public Holidays.

请致电中文客服热线 0800 969 888 (新西兰境内免费，周一至周日 09:00-17:00)

Just a few good reasons to join BNZ

Making it easy online

Do more of your banking online, fast, and efficiently with our Internet and Mobile banking platforms that are beautiful and simple to use. It's easy with built-in flexibility,features such as drag and drop payments, self-service, secure messaging and alerts, plus we provide assistance where you need it.

We speak your language

Our Asian Banking team includes native speakers of Mandarin, Cantonese, Hokkien, and Malay. We’ll speak to you in your language to help you get the financial information and banking assistance you need. Our ATMs allow you to change the language to simplified Chinese.

Rewarding our customers

Earn rewards without any extra effort, if you are a Fly Buys^ member you'll have multiple ways to earn Fly Buys points with certain home loans, credit cards, and insurance. Plus, you can also choose between Fly Buys points or Cash Rewards with the BNZ Advantage credit card. Learn more about our rewards.

Award-winning banking

Creating the best banking experiences for our customers is at the heart of what we do. But don’t just take our word for it.

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DELIGHTFUL DIGITAL EXPERIENCES

We ranked top in New Zealand for digital banking experiences that customers love in SAP’s 2016 New Zealand Digital Experience Report.

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Best private bank, New Zealand

BNZ Private Bank won the "Best Private Bank in New Zealand" in The PWM/The Banker Global Private Banking Awards 2017, recognising excellence in wealth management.

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Outstanding design

Our internet banking and mobile app won Best Effect award for design and innovation excellence in the 2014 Best Design Awards.

Start off with your everyday banking account

We offer two everyday accounts that are the starting point for your banking experience with BNZ. Depending on your needs, you can choose which account will suit you the best.

Reach your goals with YouMoney^

YouMoney is our premier everyday transaction account that helps you manage your money and stay on track to reach goals by adding personalisation through customised names and images. It allows you to open up to 25 different accounts including our savings accounts available. 

Open a YouMoney account

Learn more about YouMoney

TotalMoney for homeowners^

TotalMoney is an everyday transaction account that is best suited to customers who hold a TotalMoney home loan with BNZ. With TotalMoney you are able to pool together the total of all your accounts and use this to offset the interest you pay on your home loan.

Learn more about TotalMoney

Making it easy for you settle in

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Buying a car

With beautiful roads throughout New Zealand, the best way to get around cities and to travel is by car.

If you're planning to buy a car in New Zealand, we can assist with personal loans^ between $1,000 - $30,000 as well as offering different levels of cover for vehicle insurance.

Our personal loans
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Buying a house

If you're looking at buying a house, our guide pdf 513Kb will help you along your journey to home ownership in New Zealand

For property investors, we have a team of dedicated property specialists to help give you advice and fine-tune your investment plan to ultimately improve your profit and portfolio.

Our home loans
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Investment opportunities

If you're planning on moving to New Zealand under the Investor or Investor Plus visa categories, we make the process easy by working with Immigration New Zealand on your behalf to gain approval of your investment portfolio.

We also have a range of Term Deposit and other investment options for you to supercharge your savings.

Learn about our investments
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Cards for day-to-day spending

Shop online and make contactless payments with our Flexi Debit Visa card^, or credit cards and access a range of benefits through the Visa concierge service.

Plus, through BNZ more than 8,000 shops and businesses throughout New Zealand will accept your UnionPay card, and you can also use your UnionPay card at our ATMs to withdraw New Zealand dollars.

See our everyday cards

You’re in good hands with our small business team

BNZ has won the award for the Best Small Business Bank for 6 years running.

Whether you’re starting a new venture or have a long-standing business, we can support you by providing easy access to business specialists, innovative products, and resources to help you run your business smarter.

 

Learn about BNZ Small Business

International help and support

If you need some help call 0800 969 888

Small Print

Account opening and lending criteria, terms and fees apply. BNZ standard terms and conditions apply to all BNZ transaction and savings accounts. Details of our fees can be found in our Fees Guide.

  1. Fly Buys terms and conditions apply. Fly Buys collection and redemption rates are subject to change without notice.  For further details visit flybuys.co.nz. BNZ (and its related companies) do not guarantee the collection or redemption of Fly Buys points or that Fly Buys points will continue to be offered for products or services provided by them.

  2. YouMoney is only available for individuals and joint accounts. 

  3. There is a maximum of 50 accounts in a TotalMoney group. TotalMoney Terms and Conditions apply.

  4. Applicants must be aged 18 years and over and be a NZ resident. Available to individual personal banking customers only. A loan facility fee of $50 applies. 

  5. A $10 annual card fee applies. Flexi Debit Visa terms and conditions pdf 100kb