Rates and fees

We have two different interest rate types depending on how your lending is secured.

  • The Residential Owner Occupied rate applies to home loans that are directly secured against the home that you live in.
  • The Residential Investor rate applies to home loans that are directly secured by only a residential investment property or properties.

If you entered into a home loan before 23 October 2018 and haven’t been advised that your loan is moving to one of the above interest rate types, see the applicable rates here.

Residential Owner Occupied rates^

NameTypeFloating^6 months1 year18 months2 years3 years4 years5 years7 years
TotalMoney^
Offset -%                
Standard/Fly Buys^
Fixed or floating -% -% -% -% -% -% -% -% -%
Classic^
Fixed     -%   -% -% -% -%    
Mortgage One Revolving -%                
Rapid Repay^
Revolving -%                

Residential Investor rates^

NameTypeFloating^6 months1 year18 months2 years3 years4 years5 years7 years
TotalMoney^
Offset -%                
Standard/Fly Buys^
Fixed or floating -% -% -% -% -% -% -% -% -%
Classic^
Fixed     -%   -% -% -% -%    
Mortgage One Revolving -%                
Rapid Repay^
Revolving -%                

Rates for all home loans entered into before 23 October 2018 (unless notified otherwise)

NameTypeFloating^6 months1 year18 months2 years3 years4 years5 years7 years
TotalMoney^
Offset -%                
Standard/Fly Buys^
Fixed or floating -% -% -% -% -% -% -% -% -%
Classic^
Fixed     -%   -% -% -% -%    
Mortgage One Revolving -%                
Rapid Repay^
Revolving -%