Home loans designed around you
Whether you’re a first home buyer, property investor, need more space, or on the move, we’ll help custom build a home loan to suit your needs.
Choose your home loan rate
Custom built home loans
Whatever stage you’re at, we can design a home loan to suit.
Home loan calculators
How much you could borrow
Work out how much you might be able to borrow based on the size of your deposit, your current income and expenses.
Work out your repayments
Finding out what your mortgage repayments might be can help when budgeting for and choosing a home.
Pay it off faster
Work out how much you might be able to save on interest, and off the overall length of your loan with a TotalMoney home loan.
Be ready to move with conditional approval
Apply for conditional home loan approval (sometimes referred to as a pre-approval) so you can make an offer when you find a home.
Free and no obligation
Applying for a conditional home loan approval is free and comes with no obligation.
We’ll contact you about your application within two business days.
Valid for 60 or 90 days
Certificates are valid for 60 days if your loan to value ratio (LVR) is over 80%, or 90 days if your LVR is less than 80%.
You can get conditional approvals up to a certain amount.
Manage your home loan repayments online
You can now make changes to your home loan payments on most home loan types in Internet Banking – or find out how a small increase to your payments could make a big saving to the length of your loan, and the amount of interest you pay^.