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Home loans and mortgages

Whether you need help choosing your first home loan or want to switch your home loan to BNZ, we can talk you through your options. If your home ownership goals have been affected by the new LVR restrictions, we have tips on saving for a deposit to put you on the fast track to getting into your first home. Browse and compare our mortgages, or calculate what your repayments will be, so when you're ready, you can choose the home loan that suits your needs.


Home loan special

Choose either $2,000 bonus Airpoints Dollars™ or $2,000 cash with any new lending of $100,000 or more. Available for a limited time. Terms and conditions apply.

Find out more

Request a no-obligation chat Mortgage calculators Switch to BNZ 

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 home loan



Comparing different types of home loans

How can I save with offsetting?

How can I save with offsetting?

What are floating interest rates?

Floating interest rates

What are fixed interest rates?

Fixed interest rates

Home loans explained

Each type of home loan is designed to suit different situations and support different goals. We can explain them all to you and help you choose the right one for your needs.

 Choosing the right home loan  Home buyers' checklist