Investing in residential property
Whether you’re buying your first investment property, or your third, our team is here to give you the help that you need.
Changes to our home loan rates
For all new lending entered into from 23 October 2018, we have two different interest rate types. Either a Residential Owner Occupied rate^ or a Residential Investor rate^ will apply depending on how your lending is secured.
For all home loans entered into before 23 October 2018, see applicable rates here.
Start with a competitive interest rate
Our Residential Investor rates are displayed below. See all our home loan rates.
See our Residential Owner Occupied rates
If you’re directly securing your home loan with an owner occupied property, then the Residential Owner Occupied rates will apply to you.
How we can help you make a smart investment
We can help you fine-tune your investment plan and choose the financial solution that’s best for you — and we’re happy to work seamlessly with your lawyer and accountant.
Loans of up to $1 million can be approved by our property investment team within 48 hours^. Plus, we recognise 80% of your rental income when completing your lending application.
Solutions to make the most of your investment
Offset home loan
Our TotalMoney offset home loan has a floating interest rate, and you can use the balances of your TotalMoney everyday accounts to reduce the amount of interest you pay.
Landlord insurance protection includes cover for contents, intentional damage tenants may cause, and loss of rent if the tenants leave without notice or tenants need to be evicted.
Manage your home loan repayments online
You can now make changes to your home loan payments on most home loan types in Internet Banking – or find out how a small increase to your payments could make a big saving to the length of your loan, and the amount of interest you pay.
Home loans custom built for investors
We can design a home loan to help you get the most out of your investment.
Request a call back
Home loans help and support
If you need some help call 0800 275 269