Peace of mind, wherever you’re going

Protect your vehicle with PremierCare Vehicle Insurance.

The most comprehensive cover for your vehicle

With PremierCare Supreme Cover, you will be covered for:

  • Sudden and accidental loss or damage to your vehicle.
  • Sudden and accidental loss or damage caused by your vehicle to another's property.
  • Legal liability up to $20,000,000 for accidental loss or damage caused by your vehicle to another’s property and up to $1,000,000 for bodily injury (to a maximum total of $20,000,000).
  • Accommodation costs of up to $750 if you can't drive your car.
  • Up to $1,000 cover to replace keys or locks if they're stolen.
  • Repairs to windows or windscreens, without impacting your no claims discount or excess.
  • Caravan's contents, if your caravan is insured under this policy.
  • Up to $1,000 automatic cover for a trailer.

Add Roadside Rescue for $1 a fortnight

Get Supreme Cover with Roadside Rescue, and you'll get access to our breakdown service, available 24 hours a day, every day of the year.

Save with our third-party cover options

Choose the cover that works best for you from our two third-party options.

Third-party fire and theft

  • Sudden and accidental loss or damage to your vehicle caused by fire or theft.
  • Accidental damage to someone else's vehicle or property.
  • Legal liability up to $20,000,000 for damage to property and up to  $1,000,000 for bodily injury per event to a maximum total of $20,000,000.

Third-party only

  • Accidental damage to someone else's vehicle or property.
  • Legal liability up to $20,000,000 for damage to property and up to $1,000,000 for bodily injury per event to a maximum total of $20,000,000.

Even more reasons to insure your vehicle with us

Multi-policy discounts

If you have car insurance plus another type of PremierCare general insurance with us, you may be entitled to a package discount. You could also qualify for a discount if your vehicle has an immobilizer.

No-claims discount

Be rewarded for every year you don't make a claim. No claims discounts range from 30% to 65%, depending on your claims record.

Earn Fly Buys

Collect Fly Buys^ points based on the premium you pay. Premiums can be paid fortnightly, monthly or annually.

Manage it all online

View your insurance details online in Internet Banking. See your policy details anytime, or find out how to make a claim.

Limits on business use

It's important to tell the insurer if you use your vehicle for your business. Depending on use, you may need to insure the vehicle with a commercial insurance policy. Failing to let the insurer know about business use could result in rejection of a claim.

Get in touch about PremierCare Vehicle Insurance

Take out two or more new PremierCare Insurance policies by 22 October, and we’ll send you a $75 Prezzy card. Terms and conditions apply


Insurance help and support

If you need some help, call 0800 808 618
Or call us collect from a land line from here or overseas +64 9 985 0103

To make a claim, call 0800 248 888

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice. Fly Buys are not available on credited premiums. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered on their products/services. 

PremierCare Insurance is underwritten by IAG New Zealand Limited and is not an obligation of the distributor, BNZ. BNZ does not guarantee the obligations of IAG New Zealand Ltd. BNZ arranges PremierCare as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. Full details of cover, and a copy of your policy document, is available on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply.

Our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ store or

View our PremierCare policy document.