PremierCare Vehicle Insurance

With two third-party cover options as well as Supreme Cover with Roadside Rescue, you’ll have peace of mind where ever you’re going.

Types of cover

It is important to make sure your vehicle is protected against any accidental damage caused to your vehicle, or any accidental damage your vehicle may cause to someone else or their property.

With all three vehicle cover options, legal liability cover of up to $20,000,000 for damage to property and $1,000,000 for bodily injury per event (to a maximum of $20,000,000 in total) is provided.

1. Supreme Cover

With supreme cover you’ll be covered for;

  • Sudden and accidental loss or damage to your vehicle
  • Sudden and accidental loss or damage caused by your vehicle to other people's property
  • Up to $1,000 automatic cover for a trailer
  • The cost of a new replacement vehicle of the same model and specification if total loss occurs within 12 months of purchasing the car new
  • Accommodation costs of $750 for you and your family if your car can no longer be driven following a loss
  • Up to $1,000 cover to replace your vehicle keys or locks if they have been stolen or duplicated without your permission
  • Breakage of your vehicle's windows or windscreen, with no impact on your claims discount or excess
  • If your caravan is insured under your policy, its contents will also be covered

Supreme Cover with Roadside Rescue 

You get the same cover options as Supreme Cover, but you also get Roadside Rescue for just $1 per fortnight

2. Third party fire and theft

A more affordable cover that provides basic protection for your vehicle against loss or damage caused by fire or theft, as well as any damage you may accidentally cause to someone else's vehicle or property.

3. Third party only

Another way to keep costs down, third party only insurance means you're covered for any damage you may accidentally cause to someone else's vehicle or property.

Earn Fly Buys^points

You can collect Fly Buys^ points based on the premium you pay. Premiums can be paid fortnightly, monthly or annually.

Keep your insurance close at hand in Internet Banking

You can quickly and easily view your insurance details online in Internet Banking. See your policy details anytime, or find out how to make a claim.

Multi-policy discounts

If you have PremierCare Vehicle Insurance plus PremierCare Contents Insurance through BNZ you may be entitled to a package discount. Having a vehicle alarm could also earn you a discount. 

No claims discount

You'll be rewarded for every year you don't make a claim. No claims discounts range from 30% to 65%, depending on your claims record.

Limits on business use

It's important to tell the insurer if you use your vehicle for your business. Depending on the amount of use, you may need to insure the vehicle with a commercial insurance policy. Failing to let the insurer know about business use could result in rejection of a claim.

Get in touch about PremierCare Vehicle Insurance


Insurance help and support

If you need some help, call 0800 275 269
Or call us collect from a land line from here or overseas +64 9 985 0103

To make a claim, call 0800 248 888

For 24-hour roadside rescue, call 0800 269 767

Small Print

  1. Fly Buys terms and conditions apply.  Fly Buys points collection, conversion and redemption rates are subject to change without notice.

PremierCare Insurance is underwritten by IAG New Zealand Limited and is not an obligation of the distributor, BNZ. BNZ does not guarantee the obligations of IAG New Zealand Ltd. BNZ arranges PremierCare as an agent for IAG New Zealand Ltd and receives a commission on any policies arranged through it. Full details of cover, and a copy of your policy document, is available on request from the PremierCare Team on 0800 808 618. The availability of any insurance cover is subject to approval of a completed application. Terms, conditions, and exclusions do apply.

*By submitting your personal information to us through this form, you agree to us and/or IAG contacting you about this enquiry, which includes any related query indicated by you on this form. We collect and hold the personal information in this form solely for the purpose of this enquiry, and will only use or disclose the personal information in connection with this enquiry. The information collected will not be used or retained for any other purpose unless you buy an insurance policy as a result of this enquiry.  You have rights of access and correction of personal information held by BNZ. Refer to our privacy and security policy.

Our Qualifying Financial Entity Disclosure Statement may be obtained free of charge from any BNZ store or

View our PremierCare policy document.