Understand your money
Here are some tips on how to understand your finances – from first pay cheques and banking basics, to investing 101 and financial hardship.
How to create a financial plan and start to master your money
5 minute read
The starting place of mastering money can be as simple as working out a financial plan and setting some goals. We look at the benefits of money management and how to get started.
How to manage money from your first pay
4 minute read
Saving early can help make things easier for you later down the track. Here are some simple tips to help you manage your money and start saving from your very first pay.
Finance tips for flatting
5 minute read
Having a plan in place before you start flatting can make it a much more enjoyable experience. Here are some tips on what you should know before moving in.
Five hot tips for your first job interview
4 minute read
Congratulations! You've finished your education, applied for a job, and now it's time to impress the interviewer and secure the job offer with these five tips.
Get started with short and long-term savings
3 minute read
Putting money towards long and short-term goals is a great habit to get into. Understanding the ‘savings stepladder’ will optimise your savings and help you to meet your goals sooner.
How to negotiate your salary
5 minute read
Negotiating your first salary out of school or university is likely to be new territory. Here are some tips from a professional on the best way to get that salary or wage amount you're after.
How to manage finances while studying
5 minute read
It’s not always easy managing finances while studying or making your way through an apprenticeship. The good news is there are some simple tips and tricks that can help you manage your weekly bills, loans, and cost of living, so you can focus on getting qualified.
KiwiSaver and your financial wellbeing
3 minute read
KiwiSaver is designed to help you save money to live on in retirement. KiwiSaver accounts are usually ‘locked in’. However, you may be able to withdraw some of your KiwiSaver savings if you're in significant financial hardship.
How to get control of your day-to-day finances
3 minute read
Being in control of your day-to-day finances is the first step towards feeling in control of your money.
How to improve your credit rating
4 minute read
There’s an air of mystery to the way credit ratings are calculated. Here, we shed some light on what a credit rating is and how it can impact your ability to take out a loan.
Is debt consolidation the right choice for me?
3 minute read
Debt consolidation loans could help people who are struggling to keep on top of their finances, but here are five points to keep in mind.
5 things to think about before you get a credit card
3 minute read
Credit cards can be a good way to manage your money if you know how to use them wisely.
Prioritising your debt repayments
3 minute read
It can be awkward to talk about our personal finances, which is why it can be equally difficult to ask for advice, especially when it comes to managing debt, what to pay back, and when.
Personal lending: What to think about before you borrow
3 minute read
Most New Zealanders borrow money at some point during their lives. If you’re thinking about taking out a loan or other credit facility, it’s a good idea to look at all your options, so you can make an informed decision.
Understanding the basics of banking
4 minute read
Understanding some of the most commonly used banking terms could be helpful when it comes to making the most of your banking.
What you can do if you’re experiencing financial hardship
3 minute read
Struggling to pay your bills and afford the basics in life is a tough place to be. Here are some ways to help reduce financial stress.
Five common money mistakes
3 minute read
Managing your finances isn’t always easy. But there are a few things you can do to avoid common money mistakes.
How to make different money personalities work
3 minute read
When two people come together, they might realise their opinions and habits with money are quite different. Here are some things to know about money personalities.
How couples can play equal roles on different incomes
4 minute read
Finding ways both people in a relationship can financially play an equal part can be tricky. Here are some ways couples with different incomes can approach this.
What is investment ‘risk’?
2 minute read
Risk, like returns, is an everyday part of investing. In this article, we cover what it is, what it can mean for investors – and how to factor it into your investment choices.
Why different goals need different investments
4 minute read
At any stage during your life, you’re likely to be working towards a few different financial goals. This article looks at how different investments can help you achieve them.
Managed funds: where does your money go?
3 minute read
Investing in a managed fund? Find out whether your money stays local or goes global, if a company’s bad luck could hurt you, and how low ‘low-risk’ really is.
Four tips for dealing with volatility in your investments
3 minute read
Volatility is part and parcel of investing. Rather than worry about market volatility and downturns, be prepared for them. Here are four tips to help you ride out those market fluctuations.
Passive v active investment - what's the best approach?
2 minute read
While passive investment promotes a long-term ‘buy and hold’ strategy, active investment seeks to outperform the market through in-depth research and timely decision making. Find out more about the pros and cons of each strategy, throughout different market conditions.
10 things to check off before take-off
4 minute read
Make sure you’ve checked off these essential tasks on your travel to-do list before departure day to ensure your trip is smooth sailing, not a bumpy ride.
What to do if you’ve been made redundant
3 minute read
Being made redundant can be a huge shock, both emotionally and financially. Here are some ideas that could help you manage it.
How to ask for a pay rise
4 minute read
Thinking about asking your boss for a pay rise? Here are some ideas and tips to help you get ready to ask those hard questions about pay and performance.