Grow savings you don’t need right now with a term deposit

Supercharge your savings by locking them into a term deposit.

A few of our great term deposit rates

Looking for a different term? See full range of terms and rates.^

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Tax-smart investment alternatives

Enjoy tax advantages with Term PIE

A good option if you’re in the 30% or 33% tax bracket because, provided you have notified the correct rate, you won't pay more than 28% tax on your returns.^

More about Term PIE

Get flexible access to your money 

Cash PIE lets you invest as little as $1000 with no fixed term, and have ready access to your funds. ^

More about Cash PIE

Private Bank

Learn about BNZ Private Bank and what we can do for you.