Getting paid
Our YouMoney account is designed to help you worry less about money and focus more on your goals and career.
The art of getting started with BNZ
Starting something new like flatting for the first time, saving for an overseas experience, or climbing that career ladder? That’s where we come in. We’ve got the tools and tips to help you start something new, and manage your money from the get-go. This includes partnerships like we have with The Curve.
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Start your banking journey with us
Life can throw a million choices at you. No matter where you’re starting off from, we can help you get ahead.
Find out about YouMoney
Paying with your phone
You can pay for things with your phone, using Apple Pay^ or Google Pay™.^ Add your eligible BNZ card to your Apple or Android device and you’re good to go.^
Saving for something
Make sure your money is working as hard as you do. Our Rapid Save account is designed for saving, so you can earn interest^ on your account balance each bank month.^
Saving, budgeting, and investment education with The Curve
We’re excited to partner with The Curve, who offer a fresh approach to money education. Victoria and Sophie explore money topics in a simple and enjoyable way through their podcast, social media, and Investing Club.^
Podcast
The Curve release regular podcast episodes covering all aspects of money education.
Listen out for special monthly “IOU (Some Money Education)” episodes, created in partnership with us. They’re beginner friendly and judgement-free. Just real conversations and practical tools designed to set you up with money confidence for life.
Follow and listen to the podcast on Spotify, Apple Podcasts, or YouTube.
Investment course
The Curve has launched a seven-part video course called “IOU (The Practical Lessons)”. It covers the basics of budgeting, saving, and investing, to help you feel more confident making money decisions.
BNZ Rewards customers can access 50% off the course (valued at $200) through the BNZ Rewards portal.^
Tips to help you get started
The art of the paycheck
You nailed the interview, kick-started your career, and now you’re wondering what’s next. Here are a few low-key ways to make sure your first paycheck works as hard as you do.
The art of better budgeting
Money’s like life, it needs a plan. We’ve nailed a few pointers to help you budget like a master.
The art of flatting with flair
Nothing beats moving into a new flat, and knowing what to expect can make it more enjoyable. Here are some tips you should know before moving in.
Own your spending with the BNZ app
Make your accounts your own in the BNZ app^ and manage your money from the get-go. You can add nicknames, set goals, and use the drag and drop feature to pay your friends fast. Top up your pre-pay mobile here, set up auto-payments for bills, and use the calendar feature to make sure you always pay your rent on time.
Plus, your transactions get automatically categorised^ to help you track your spending habits, under the ‘Activity’ tab in the BNZ app.^
Try our savings goal calculator
A Rapid Save account can help you get closer to your savings goals. You can use our Rapid Save calculator as a guide to find out how much you need to save, or how long it will take, to reach your savings goal.
Ways to open an account
You can open an account online by using RealMe®, or by taking a photo of yourself and your New Zealand passport or New Zealand driver licence. A third way to open an account is to start online and get verified at your nearest branch. You must be aged 13 or older and live in New Zealand.
If you can’t open an account online, you can call us on 0800 275 269.
Using RealMe
Opened online
It’s easy to join with a verified RealMe® account. Once you’ve finished you can start using your account straight away.
Taking photos
Opened online
You can apply online by taking a photo of yourself and your New Zealand passport or New Zealand driver licence. We’ll review and process them online.
By phone
Opened over the phone
Please call us on 0800 275 269 to complete the application process.
We’re here to help
There can be a lot to think about when you’re first starting out. If you need more information, call us on 0800 275 269 or visit a branch.
We also offer customers the opportunity for a free, one-on-one personalised banking review with one of our bankers. Tell us what’s important to you now, and tomorrow, and we’ll help make sure your banking lines up.