Rates and fees for credit cards not on sale
If you have a personal credit card with us that you’re still using, but we no longer sell, you’ll find the rates and fees below.
All rates and fees are subject to change.
Advantage Visa Classic credit card
| feature | Rate/Fee |
|---|---|
| Minimum credit limit | $500 |
| Purchase interest rate^ | 20.95% per annum |
| Account fee^ | $20 half-yearly |
| Cash advance^ | 22.95% per annum |
| ATM cash advance limit per day^ | $2,000 |
| BNZ Rewards^^ | $1 spend = 1 BNZ Point |
| Interest free days^ | Up to 55 |
| Maximum cards per account | 2 |
| Minimum monthly repayment | 2% or $25 (whichever is more) |
| Additional card | $6 half-yearly |
| Replacement card^ | $0 |
| Paper statement fee^ | $1.50 per statement envelope |
| Statement copy | $1.50 per statement |
Private Bank Advantage Visa Platinum
If you are a current cardholder, you can view card features and rates and fees in our fact sheet (PDF 127KB).