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Rates and fees for Private Bank accounts not on sale

If you have a Private Bank account or card with us that you’re still using, but we no longer sell, you’ll find the rates and fees below.

All rates and fees are subject to change.

Private Bank account

feature Rate/Fee
Free withdrawals per month Unlimited
Manual transactions
Branch, and staff-assisted transactions. Service fees may apply.
Electronic transactions
Internet, electronic (including EFTPOS, direct debits, Telephone Banking, automatic payments) and self service. Service fees may apply. Payments into your account from other parties by way of BNZ Internet Banking, Automatic Payment or ATM are classed as Electronic Transactions.
Overdraft monthly facility fee $0
Unarranged monthly overdraft fee $0
Private Bank Line of Credit - Unsecured

13.15% p.a.
Default interest rate - Unsecured 13.15% p.a. + 7% margin^
Private Bank Line of Credit - Secured 8.69% p.a.
Default interest rate - Secured 8.69% p.a. + 10% margin

Private Bank Advantage Visa Platinum

Our Private Bank BNZ Advantage Visa Platinum credit card is no longer on sale. 

If you are a current cardholder, you can view card features and rates and fees in our fact sheet (PDF 127KB).