If you’re immigrating to New Zealand, or coming home to Aotearoa, you can apply online to open a New Zealand bank account while you’re still overseas and then activate it when you arrive.
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Whether you’re immigrating to New Zealand, or returning home to live, you may find life a little different to what you’ve been used to. We’ll help support your move with information and services to help you get settled in quickly.
With a YouMoney account you can open and close up to 25 accounts, link a Flexi Debit Visa card to your account, make unlimited withdrawals, and pay no monthly account fee or transaction fees^. You can also apply for a BNZ credit card that earns rewards or a low interest rate.
We can help with a range of saving and investment options including a savings account that earns interest, an award-winning KiwiSaver scheme designed to help you save for retirement, or investment strategies designed to help preserve your capital base while growing your wealth.
Whether you’re looking to buy a house in New Zealand, or intend to invest in property, we have guides, tools, and a team of specialists that can help guide you through home loan options and the house buying process.
We’ve partnered with some of New Zealand’s leading insurance specialists to offer a range of personal and business insurance options to help give you peace of mind by protecting yourself and the things you care about, in case something unexpected happens.
Complete our online application form while you’re overseas, and if your application is successful, we’ll set you up with a YouMoney everyday account. Request to add on a Rapid Save account to keep your savings goals on track.
Once your account is open, you can deposit money into it by making an international payment^. You won’t be able to take money out of your account, but we’ll help you set up Internet Banking so you can view your balance when you log in.
When you arrive in New Zealand, you can activate your account by visiting any BNZ branch (no appointment needed). If you’re applying for a joint account, you’ll both need to come in for the account to be activated.
We work with you to create customised solutions designed to meet Immigration New Zealand criteria.
As an investor migrant, you’ll be invited into our award-winning Private Bank. This will give you access to a dedicated Private Banker who’ll provide support before, during, and after you migrate to New Zealand.
A BNZ Partner is a dedicated business contact with a team of experts on hand - working with you and your business to achieve your goals.
You’ll be joining one of New Zealand’s leading full-service banks with branches and specialist banking teams nationwide. We have a proud heritage of helping people start a new life in this country since 1861.
Our Internet Banking and app come with tools and services to help you manage and stay in control of your money. Open and close accounts, pay bills, set up automatic payments and notifications, set goals and keep track of spending.
We’re making sustainability part of everything we do, from supporting diversity and Te Ao Māori in our workplace, to sustainable finance, and working alongside customers to reduce their emissions.
Guides to help you make the most of life in NZ, from managing your finances alone or together, to investing in a home, property or future wealth.
Tips and tools to help at every stage from starting out in a new business, to managing or growing your business once you’re established.
If you need help, contact us at bnzmigrant.banking@bnz.co.nz or talk to one of our team +64 9 956 9431 (international charges will apply).
Account opening and lending criteria, terms and fees apply. Refer to our Migrant account terms and conditions. BNZ standard terms and conditions apply to all BNZ transaction and savings accounts. Details of our fees can be found in our Fees Guide (PDF 136kb) BNZ credit card terms and conditions apply to BNZ credit cards.
BNZ Investment Services Limited, a wholly owned subsidiary of Harbour Asset Management Limited, is the Issuer and Manager of the BNZ KiwiSaver Scheme. Download a copy of the BNZ KiwiSaver Scheme Product Disclosure Statement PDF 1.1MB, or pick up a copy from a BNZ branch.
Investments in the BNZ KiwiSaver Scheme are not bank deposits or other liabilities of Bank of New Zealand (BNZ) or any other member of the National Australia Bank Limited group. They are subject to investment risk, including possible delays in repayment. You could get back less than the total contributed. No person (including the New Zealand Government) guarantees (either fully or in part) the performance or returns of the BNZ KiwiSaver Scheme or the repayment of amounts contributed. National Australia Bank Limited, the ultimate owner of BNZ, is not a registered bank in New Zealand but a licensed bank in Australia and is not authorised to offer the products and services mentioned on this webpage to customers in New Zealand.
BNZ Investment Services Limited (BNZISL) uses the BNZ brand under licence from Bank of New Zealand, whose ultimate parent company is National Australia Bank Limited. No member of the FirstCape group (including BNZISL) is a member of the NAB group of companies (NAB Group). No member of the NAB Group (including Bank of New Zealand) guarantees, or supports, the performance of any member of FirstCape group’s obligations to any party.