Investor migrants

We’ll work with you to create solutions to meet your banking and investment needs, designed to meet Immigration New Zealand criteria.

We go beyond banking and investing, offering support that can help you settle in New Zealand.

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Benefits of Private Bank

We provide dedicated assistance to Active Investor Plus visa and Parent Retirement visa applicants.

Open an account from overseas

You can apply to set up your accounts while you’re overseas. Your personal bank account can be set up as a control account, keeping your nominated investment funds isolated. This can make compliance with Immigration New Zealand (INZ) simpler.

Open an account

Investor Visa assistance

Our Private Bank can work with you to create customised solutions designed to meet INZ criteria. Plus, we can collate relevant documents and provide bank statements to show nominated funds receipt and transfers, to assist with INZ requirements.

Dedicated Private Banker

Your Private Banker will take the time to understand your needs, priorities, and goals. They’ll help you to explore solutions for your banking needs, and can help expand your network of like-minded businesses and investors.

Active Investor Plus visa applicants

We provide dedicated assistance to Active Investor Plus visa applicants in both the Growth and Balanced categories.

You’ll need at least:

  • NZD $5 million to apply under the Growth category
  • NZD $10 million to apply under the Balanced category.

Other requirements apply. More information at immigration.govt.nz

Growth category investors

Both an approved managed funds solution and direct investments are available through our wholesale investment options.

Custody-only services

We also offer custody-only services to our Private Bank clients. Providing you access to our WealthNet platform, we will execute transactions on your instructions. No advice or recommendations are provided as part of this service.

Parent Retirement visa applicants

We provide dedicated assistance to Parent Retirement visa applicants, including access to the Immigration Investor Series funds.

You’ll need at least NZD $1 million to apply. Other requirements apply. More information at immigration.govt.nz

Immigration Investor Series funds

BNZ Investment Services Limited (BNZISL) issues and manages the Private Wealth Series Immigration Investor Series (PWS) funds. BNZISL is a wholly owned subsidiary of Harbour Asset Management Limited (Harbour), the underlying investment manager.

There are two Immigration Investor Series funds within PWS:

  • Immigration Investor Series NZ Equity Fund
  • Immigration Investor Series NZ Bond Fund

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Wholesale investment options

The Hunter Diversified Private Credit Fund is available to wholesale investors^ through BNZ Private Bank. It is issued and managed by Harbour Asset Management Limited and is approved by Invest NZ as an ‘Acceptable Managed Fund’ for the Active Investor Plus Visa applicants.

BNZ Private Capital may also be able to provide wholesale investors with access to investment opportunities in privately owned businesses.^ These businesses are seeking additional investment, guidance, and expertise and would be accredited Invest NZ-approved Direct Investments.

Account opening and lending criteria, terms and fees apply. Refer to our Migrant account terms and conditions.  BNZ standard terms and conditions apply to all BNZ transaction and savings accounts. Details of our fees can be found in our Fees Guide (PDF 136kb). 

Investments in the Private Wealth Series and the Hunter Investment Funds Scheme (which includes the Hunter Diversified Private Credit Fund) are not bank deposits or other liabilities of Bank of New Zealand (BNZ) or any other member of the National Australia Bank Limited (NAB) group. They are subject to investment risk, including possible delays in repayment. You could get back less than the total contributed. No person (including the New Zealand Government) guarantees (either fully or in part) the performance or returns of the Private Wealth Series or the Hunter Investment Funds Scheme, or the repayment of amounts contributed. NAB, the ultimate owner of BNZ, is not a registered bank in New Zealand but a licensed bank in Australia and is not authorised to offer the products and services mentioned on this webpage to customers in New Zealand.

BNZ Investment Services Limited (BNZISL) and Harbour Asset Management Limited (Harbour) use the BNZ brand under licence from Bank of New Zealand, whose ultimate parent company is National Australia Bank Limited. No member of the FirstCape group (including BNZISL and Harbour) is a member of the NAB group of companies (NAB Group). No member of the NAB Group (including Bank of New Zealand) guarantees, or supports, the performance of any member of FirstCape group’s obligations to any party.

This content is solely for information purposes. It’s not financial or other professional advice. We recommend that you seek financial advice specific to your personal situation and goals from an adviser.

Information on the Active Investor Plus visa and Parent Retirement visa is provided to you for your convenience only. For further information, visit the Immigration New Zealand website. BNZ accepts no responsibility for the availability or content of third party websites.

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