Take contactless payments with BNZ Pay Mobile

Turn your Android smartphone or tablet into a terminal and accept contactless payments. You only pay when you use it, making it a flexible, low-cost solution.

Apply online

Designed for small businesses on the go

BNZ Pay Mobile can provide a low-cost flexible payment option for:

  • small and micro businesses that want to accept contactless payments on the go
  • seasonal and ad-hoc merchants such as hospitality, retail, and market vendors
  • merchants that have busy peaks or rush hours and need more ways for customers to pay
  • non-profit organisations that run occasional events and street appeals.

Features and benefits of BNZ Pay Mobile

No terminal required

BNZ Pay Mobile lets you accept contactless payments using an Android smart device.^

Take payments anywhere

Take payments anytime, anywhere, as long as you have mobile network coverage or access to Wi-Fi.

Accept more payments

Accept Visa and Mastercard contactless transactions, digital wallets, and wearables. You’ll also be able to manage cash sales, issue invoices, and SMS or email receipts.

How to use the app on Android

Watch our short video (43 seconds) to find out how easy it is to take payments using BNZ Pay Mobile on your compatible Android device.^

Pricing: monthly fixed fees

BNZ Pay Mobile app monthly fixed fee applies only when you use your device to take payments. You can have the app installed in up to six devices. Monthly fixed fee will be charged per device.

Merchant service fee - fixed pricing

With fixed pricing, you pay a set merchant service fee based on the payment type and whether the card was issued in New Zealand (domestic) or overseas (international). The fee is calculated as a percentage of each transaction, giving you greater certainty over the cost of accepting card payments.

The above pricing applies for merchants who settle all transactions to a BNZ business account. A premium of 0.45% applies for merchants who settle transactions to non-BNZ business accounts.​

Fixed pricing is available to eligible businesses with an average transaction size of $20 or more per month. If your average transaction size is less than $20 per month, or later falls below $20 per month, we may offer or transfer you to a different pricing plan, such as Interchange Plus.
Understanding merchant service fees

Apply for our BNZ Pay Mobile standard offering

To help you start taking payments as quickly as possible, our standard offering is equipped with all the essential features. You’ll need a BNZ account for settlements. This can be an existing account or you can set one up when you apply.

Apply online

Features

Our standard offering for BNZ Pay Mobile supports:

  • contactless payments
  • Apple Pay and Google Pay™
  • matched refunds.

Pricing

You’ll pay the monthly fixed fee for BNZ Pay Mobile, and pay merchant service fees under the fixed pricing method.

Additional features available

The standard offering doesn’t include:

  • surcharging
  • settling to a non-BNZ account. 

You can add these features after you’re set up with BNZ Pay Mobile by calling 0800 737 774.

How to get set up for BNZ Pay Mobile

2. Download the app

If your application is approved you can download BNZ Pay Mobile from Google Play. We’ll send you credentials for setting up the app, along with a quick start guide.

3. Start taking payments

Start taking contactless payments using your Android smart device.

Help and support

For more information about BNZ Pay Mobile, you can contact our merchant solution specialists by: 


Eligibility criteria, terms and conditions, and fees apply. Merchant services facilities are subject to BNZ’s Merchant Agreement (PDF 209KB) and Merchant Service Guide (PDF 1MB). Rates and fees are subject to change.

Mobile coverage and data is required to access the BNZ Pay Mobile app.

BNZ Pay Mobile uses Airpay TAP software to enable card acceptance.


Mastercard is a registered trade mark of Mastercard International Incorporated.

Visa is a trademark owned by Visa International Service Association and used under license.

Apple, Apple Pay, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.


Google Pay and Android are registered trade marks of Google LLC.

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