Flexible finance for businesses of all sizes
Our term loans let you select your interest rate and term, and a repayment period to suit your cash flow.
There’s no fixed term, pay interest on the debit balance only, and make lump sum repayments anytime.
Apply for up to 100% funding for new or used equipment, and customise your loan to suit your business.
Fast online lending
QuickBiz is an easy way to apply online for a business loan or overdraft. Borrow between $5,000 and $100,000 without needing to provide additional security.
Lending for medium and large businesses
Customised Average Rate Loan
Get a tailored solution just for your business and help manage your risk with this customisable portfolio loan.
Committed Cash Advance Facility
A flexible facility that lets you draw down term loans, up to your agreed limit, whenever it suits your business cash flow.
Revolving credit facility
CreditPlus is a revolving credit facility on hand to help with purchasing capital equipment or funding your business.
Finance for property investors and developers
A BNZ Property Specialist can help you select finance that suits your investment strategy, and payment structures that meet your development’s needs.