The money you need to make things happen
Fund new or used equipment with Asset Finance, the flexible lending option designed to help your business grow.
Flexible asset finance for businesses of all sizes
Apply for up to 100% funding for new or used equipment, and customise your loan to suit your business.
Free up cash flow
Buy new or used assets without dipping into your cash flow, then pay them off while they’re working for your business.
Release capital back into your business by using equipment you already have as security, instead of personal or other business assets.
Grow your business
Take advantage of growth opportunities by using asset finance to help upgrade or expand your vehicle fleet, equipment or machines.
Tailored interest rates
Interest rates are tailored to your business and borrowing needs, and can be fixed or floating (variable).
Structure your repayments to meet your seasonal cash flow.^
Terms that suit you
Choose from a range of terms that best suit your business, from one to five years.
Fund a range of assets
Fund new or used assets specific to your business, including:
- vehicles e.g. cars, trucks, or utes
- construction equipment e.g. forklifts and excavators
- manufacturing equipment
- agricultural equipment
- medical equipment e.g. X-ray machines.
Our business interest rates for loans on vehicle or other asset purchases are tailored to your business and borrowing needs. The interest rate charged is subject to BNZ’s lending criteria and terms and conditions, and will also depend on a number of other factors including:
- your business’s credit history, income and financial position
- the term of your loan and the amount you wish to borrow
- the vehicle or asset that you are purchasing.
Grow your business through asset finance
If you’re looking to finance a work vehicle or some new equipment, asset finance could be a great way to boost your business without parting with hard-earned cash.