Apply for a merchant payment facility

Open a merchant payment facility online

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Choosing your merchant facility

Before you fill out the application form, work out what kind of product will suit your business.

Merchant facilities

Choose what type of merchant facility you need based on whether you want to take payments in person, online, or direct from customer accounts.

Compare payment options

Pricing plans

Choose a pricing option that suits your business needs, from packaged pricing, split pricing, or Interchange Plus.

More about pricing plans

Transaction accounts

If you’re new to BNZ and need a transaction account as well as a merchant facility, we’ll help you open an account that best fits your business needs based on how many transactions you make a month.

Accounts and cards

Applying for a merchant facility online

If you’re new to BNZ, you’ll need to provide additional information about your business. You can complete your application within 30 days. If it isn’t completed within this period, you’ll need to start a new application.

If you’ve started an application, continue by logging in to our website.

1. Check your eligibility

You can apply for a merchant facility online if your business is incorporated or operating in New Zealand and is a:

2. Fill out the form

Start your application through the signup website. Tell us about yourself and your business, and which merchant facility and account type you’d like to open.

Apply now

3. We’ll be in touch

If necessary, we’ll contact you to confirm your details and set up your merchant payment facility.

Other ways to apply

If you aren’t eligible to apply for a merchant facility online, send us an enquiry. Include a few details about yourself and your business. We’ll call you back to talk through some options.

Talk to a merchant solutions specialist

Our specialist team can talk you through your options and help set up the merchant payment facility that best suits your business.

calling 0800 737 774 Mon-Fri, 8.30am-5pm (except public holidays)
emailing bnz_merchantpayments@bnz.co.nz

Account opening and lending criteria, terms and conditions and fees apply.

If you’re applying for Payap, we’ll need to share your details with Centrapay. By applying, you agree to sharing your information with Centrapay, including your name, business name, address, trading name, and email address. Once Centrapay has your information, it will be subject to the Centrapay privacy policy. To use Payap, you’ll need to have a compatible terminal model and agree to Centrapay’s terms and conditions. Check if your terminal model is compatible at centrapay.com.

We may share any information in your application with the relevant parties in offering this merchant facility to you, where it will be subject to their privacy policies.

For more information about privacy at BNZ including your right to access and correct your information, please see our Master Privacy Policy.

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