Business banking made easy

Internet Banking for Business is the most efficient way to manage your business banking, with extra innovations to help you get ahead.

Give your business the edge. Manage it online.

Stay on top of things, whether you’re in the office, on the road, or overseas.

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Everything in one place

Check transactions, approve payments, manage payroll and more. Find everything you need in one handy location.

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Live FX rates

Use FX Online to access live personalised rates, authorise international payments and manage FX deals^.

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Stay in control

Set permissions for your staff  to match your business’ governance model, including access to accounts, bill payments and direct credits.

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Sync your software

Import payment files from third party accounting systems like Xero or MYOB for quick and easy processing.

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Access on the go

Do business when and where it suits you - all you need is an internet connection.

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Real-time notifications

Receive updates on account balances, transactions, and payments at no extra charge^.

Increase security and improve governance

Provide additional security for your business and meet your internal governance by:

  • Setting up your Internet Banking for Business site so multiple users or groups are required to authorise a payment. 
  • Requiring two Site Administrators to complete certain tasks.
  • Monitoring the login and administration activity of all users across all accounts.

On the move? No worries.

You can manage your business’s finances on the go with our Mobile Business Banking app.

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Suitable for all sizes

Internet Banking for Business is perfect for small and medium enterprises right up to large institutions.

Watch this video to see how it can help you do business.

Manage your clients’ funds

Client Fund Service is a deposit management tool that helps you to better manage your money and your clients’ funds. It’s ideal for solicitors, accountants, real estate agents, stockbrokers, financial consultants, schools, and not-for-profit organisations.

How to register

Follow our three-step registration process to get Internet Banking for Business.

1. Complete the online application form

Our online application form will take about 10 minutes to complete. You’ll need:

  • A BNZ everyday account number, and
  • ID and residential address for those who will need access (if they’re not already a BNZ customer).

2. Print, sign and return the application form

Print the completed application form and get it signed by the people with access (authorised signatories) in your business.

Email the form to us at, together with any documents we’ve asked for during the application process.

3. We’ll email the access number to log in

Once we’ve checked your application (normally within two business days), we’ll email the initial site administrator an access number with instructions on how to login. This person must log in first to enable additional users to gain access. 

Download the BNZ Business app if you choose to use your mobile device to authenticate your login or wait for your NetGuard token to arrive in the mail.