Take payments on the go

BNZ Pay Portable EFTPOS (previously PayClip) lets you accept card payments anywhere. There are no fixed contracts or monthly connection fees, and 24/7 technical support is available if you need help.

Apply online

Features and benefits of BNZ Pay Portable EFTPOS

Smart and simple

A standalone terminal means no separate apps, passwords, or pairing with your phone to take payments. 

Take payments from anywhere

Connect your terminal directly over Wi-Fi or 4G mobile networks. Offline mode lets you take some payments when there are no networks available. 

Accept more payments

Accept all New Zealand Eftpos, Visa, Mastercard, American Express, and UnionPay cards. You can also set up your terminal to accept Apple Pay, Google Pay, and Payap payments.

Pricing: monthly fixed fees

Pricing: one-off terminal fees

Merchant service fee - fixed pricing

With fixed pricing, you pay a set merchant service fee based on the payment type and whether the card was issued in New Zealand (domestic) or overseas (international). The fee is calculated as a percentage of each transaction, giving you greater certainty over the cost of accepting card payments.

The above pricing applies for merchants who settle all transactions to a BNZ business account. A premium of 0.45% applies for merchants who settle transactions to non-BNZ business accounts.​

Fixed pricing is available to eligible businesses with an average transaction size of $20 or more per month. If your average transaction size is less than $20 per month, or later falls below $20 per month, we may offer or transfer you to a different pricing plan, such as Interchange Plus.
Understanding merchant service fees

Apply for our BNZ Pay Portable EFTPOS standard offering

To help you start taking payments as quickly as possible, our standard offering is equipped with all the essential features. You’ll need a BNZ account for settlements. This can be an existing account or you can set one up when you apply.

Apply online

Features

Our standard offering for BNZ Pay Portable EFTPOS includes:

  • contactless payments
  • Eftpos cards
  • Visa, Mastercard, American Express and UnionPay International credit and debit cards
  • Apple Pay and Google Pay™
  • card swipes and inserts
  • tipping
  • cash out
  • matched refunds
  • Payap.^

Pricing

You’ll pay the monthly fixed fee for your BNZ Pay Portable EFTPOS, plus merchant service fees.

Visa and Mastercard standard offering pricing:

  • Fixed 0.95% for domestic cards
  • Fixed 2.35% for international cards

American Express standard offering pricing:

  • Fixed 1.30% for domestic cards
  • Fixed 2.30% for international cards

Union Pay International standard offering pricing:

  • Fixed 1.15% for international cards

Payap standard offering pricing:

  • 0.39% of the value of net sales

Additional features available

The standard offering doesn’t include:

  • surcharging
  • manual entry (MANPAN) transactions.

You can add these features after you’ve received your BNZ Pay Portable EFTPOS by calling 0800 729 254. 

Eligibility criteria, terms and conditions, and fees apply. Merchant services facilities are subject to BNZ’s Merchant Agreement (PDF 209KB) and Merchant Service Guide (PDF 1MB). Rates and fees are subject to change.

The monthly device fee(s) and service fees will be debited from your nominated bank account in the following month. 

Mastercard is a registered trade mark of Mastercard International Incorporated.

Visa is a trademark owned by Visa International Service Association and used under license.

Apple Pay is a trade mark of Apple Inc., registered in the U.S. and other countries.

Google Pay and Android are registered trade marks of Google LLC.

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