Use existing hardware
Payap uses your existing terminal - Centrapay just needs to activate it for you, and you’re all set.^
Payap: a new way to take payments
Payap is a cost-effective way to accept digital payments. It works with compatible EFTPOS terminals, online stores, smartphones, or tablets.^
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Payap features and benefits
We’ve worked with Centrapay to create Payap, a payment option for all businesses looking for ways to drive growth.
Fast and secure
Use QR codes for in-person or online sales. Customers scan the QR code to pay through their device.
Lower costs
Pay less than the usual cost when you take contactless payments on your terminal. You can also accept online card payments for a lower fee.
Give customers another way to pay you
How to take Payap payments in person
Step 1
Create the transaction in your EFTPOS or Point of Sale system.
Step 2
Your customer selects the Centrapay button, and a QR code comes up on your terminal.
Step 3
Your customer scans the QR code using the Payap app on their phone, and approves the transaction.
Payap pricing
There are no monthly fixed fees for Payap.
*Fees charged by your terminal provider or ecommerce provider may also apply.
*Fees charged by your terminal provider or ecommerce provider may also apply.
How to set up Payap
First, you’ll need to apply for a merchant facility. If you already have one with us, you should have received an email with set up instructions.
1. Request a merchant facility
You can apply online for an EFTPOS or BNZ Pay Portable EFTPOS merchant facility if your business is incorporated or operating in New Zealand. Complete the online form and let us know a few details about you and your business. Payap will be preloaded as a payment option.
2. Activate your terminal
If approved, we’ll send you a Letter of Offer, and Centrapay will send you an invite to access their business portal. Centrapay will then activate Payap on your terminal or online store.
3. Start taking payments
Generate QR codes on your terminal and start accepting payments.
Centrapay
Centrapay is the digital payment network used by Payap for transactions and is supported on most EFTPOS or Point of Sale terminals in New Zealand.^ Payap merchants also get access to the Centrapay business portal for transaction reporting and administration.
Help and support
If you have general questions or need help, call us on 0800 737 774.
For technical support, please create a support ticket in the Centrapay business portal.
Eligibility criteria, terms and conditions, and fees apply. Merchant services facilities are subject to BNZ’s Merchant Agreement (PDF 209KB) and Merchant Service Guide (PDF 1MB). Rates and fees are subject to change.
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