All your small business banking taken care of

Our Business Baseline package comes with the banking essentials you’ll need to help your business run smoothly.  Tailored to small businesses and start-ups (excluding Partnerships) with a turnover of up to $1 million.

Services and access that go the distance

Our products and services are designed to be as available as we can to match the hours and locations your business may operate.


Experts on call

Our Small Business Specialists are available 7 days a week to provide expert advice and guide you to the best products for your business needs. From 7am - 7pm Monday to Friday, and 8am - 2pm on weekends. Call us on 0800 269 763.


Internet banking

There’s no additional cost to use our Internet Banking for Business platform, or Mobile Business Banking app. Log on from any location you have internet connection to manage your business’ finances with ease.

Now you can get paid on the go

Location doesn’t have to be a limitation with our PayClip payment solution. PayClip offers a speedy and hassle-free way for your business to take payments from anywhere you have mobile data or internet connectivity.

Read more about PayClip

Need a different payment solution?

Opportunities for growth

BNZ Connect

Our nationwide speaker series, BNZ Connect, is your opportunity to learn from business experts, network, and grow. BNZ Connect is open to everyone - and it’s free.

The Icehouse

BNZ Small Business customers get the Icehouse Business of International Quality Barometer (BIQ) tool (valued at $249) for free^^. Contact us on 0800 269 763 for more details.


Our new, free to use, business co-working space, community101 , in Christchurch, has hot desks, meeting rooms, WiFi and other facilities that are available for everyone.

Exclusive offers for business customers

BNZ Business Essentials® provides access to services and offers from some of New Zealand’s leading businesses like KPMG, LexisNexis, and CSG, to help save time and money.

Start off with confidence

If you’re thinking of starting a business and are filled with questions, our toolkits and guides are designed to help you work through your business and financial plans to get going.

Starting a business checklist

Planning your business guide

Forecasting cash flow template 

Canstar small business 2016Canstar’s Best Small Business Bank winner

Awarded by Canstar six years running for our dedication to accessibility, innovative products, and growth opportunities. Our Small Business customers’ needs are at the heart of everything we do.

Small Print

Account opening and lending criteria, terms and conditions and fees apply.

  1. All courses, pricing, and schedules for workshops are managed by The Icehouse Limited (The Icehouse). To see The Icehouse's full terms and conditions visit The Icehouse's products and services are provided by The Icehouse for BNZ customers.  The use of The Icehouse will result in a direct relationship with yourself and The Icehouse.  BNZ will receive a commission from The Icehouse for referring you.  By providing your contact details, you consent to The Icehouse contacting you directly by way of telephone, email or text.  All personal information collected by The Icehouse is for the purpose of an introduction to The Icehouse products and services and will be held by The Icehouse, 117/125 St Georges Bay Rd, Parnell 1052.  You have the right to access, correct and/or delete the information.

  2. Discounts are subject to change without notice, and are subject to The Icehouse’s terms and conditions.