All your small business banking taken care of

Our Business Baseline package comes with the banking essentials you’ll need to help your business run smoothly.  Tailored to small businesses and start-ups (excluding Partnerships) with a turnover of up to $1 million.

Services and access that go the distance

Our products and services are designed to be as available as we can to match the hours and locations your business may operate.


Experts on call

Our Small Business Specialists are available 5 days a week to provide expert advice and guide you to the best products for your business needs. From 8:30am - 5:30pm Monday to Friday. Call us on 0800 269 763.


Smart online banking

There’s no additional cost to use our Internet Banking for Business platform, or Mobile Business Banking app. Log on from any location you have internet connection to manage your business’ finances with ease.

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Business insights in one place

MyBusiness Live is a smart dashboard that pulls together information from your business apps like Xero, Shopify, Facebook, and Google Analytics, to help you see how different parts of your business are performing^

Now you can get paid on the go

Location doesn’t have to be a limitation with our PayClip payment solution. PayClip offers a speedy and hassle-free way for your business to take payments from anywhere you have mobile data or internet connectivity.

Read more about PayClip

Need a different payment solution?

Opportunities for growth

BNZ Connect

Our nationwide speaker series, BNZ Connect, is your opportunity to learn from business experts, network, and grow. BNZ Connect is open to everyone - and it’s free.

The Icehouse

BNZ Small Business customers get the Icehouse Business of International Quality Barometer (BIQ) tool (valued at $249) for free^^. Contact us on 0800 269 763 for more details.


Our new, free to use, business co-working space, community101 , in Christchurch, has hot desks, meeting rooms, WiFi and other facilities that are available for everyone.

Canstar’s Small Business Bank 2018

The award recognises our commitment to accessibility, innovative products and services, and growth opportunities for small businesses. We’re proud to have won Canstar Bank of the Year — Small Business, seven times in the last eight years. 

Tips and advice

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Protect your small business from phishing and ransomware

Kiwi businesses are targeted by cyber criminals every day. Phishing emails, as well as ransomware, can steal tens of thousands of dollars with little effort.

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How to keep parents happy in the workplace

Parents bring a lot of transferable skills into the workplace. Some out of the box thinking can help employers optimise the work relationship. Here’s how to keep them engaged.

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Five ways to reduce stress as a small business owner

Owning a small business can be quite stressful. You can make life a bit easier, and your business more successful, with these simple but essential steps.

Start off with confidence

If you’re thinking of starting a business and are filled with questions, our toolkits and guides are designed to help you work through your business and financial plans to get going.

Starting a business checklist

Planning your business guide

Forecasting cash flow template