Other credit cards
Features, rates and fees for:
- Business cards
- BNZ Advantage Visa Classic (no longer on sale)
- Private Bank BNZ Advantage Visa Platinum (no longer on sale).
Compare credit cards
Take a look at the features, benefits, rates and fees for all of our credit cards to find the one that’s right for you.
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Credit cards at a glance
Other features, rates and fees
Credit card fees explained
Cash advances
You’ll pay $0.90 to make a cash advance using ATMs, internet or phone banking, or over the counter in New Zealand. The cash advance fee doesn’t apply to overseas withdrawals.^
Late payments
If you’re late paying your credit card bill, a $2 late payment fee may apply.
All our cards come with these security features
Cover for fraud
In the unlikely event you’re a victim of fraud, our Zero Fraud Liability guarantee means we’ll repay any transactions you didn’t make, as long as you’ve met your credit card terms and conditions.
Online safeguards
Our credit cards come with an extra layer of security - Visa Secure (previously known as Verified by Visa). This helps prevent your card details being used online without your permission.
Purchase protection
If you buy something online and don’t receive it, or return an item and don’t get a refund, our NetPromise policy means we can help get your money back if you let us know within 30 days of getting your statement.
Looking for an everyday debit card?
Get easy access to the money in your everyday accounts with a BNZ Flexi Debit Visa.
Credit cards help and support
If your card is lost or stolen call us on 0800 735 901, or call us on +64 4 473 5901 from overseas (international toll charges apply).