Switching your home loan to BNZ

Moving your home loan to us is simpler with the help of our experts. With Home Loan Switch, we’ll even cover the legal fees.^

How to switch Start the switch

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Switching made easier

Our refinancing solution, Home Loan Switch, is designed to save you both time and money when you move your home loan.^

No legal costs

If you qualify for Home Loan Switch, you won’t have to find your own lawyer, or pay for legal fees. This could save you up to $2,500.^

Support at every step

A home loan expert will ask questions to understand your needs, confirm if you’re eligible, and be there to help along the way.

Complete the switch online

You’ll be able to sign most of your home loan documents online, from anywhere, in our eSign portal.^

How to start the move

Here’s what to expect when applying to move your home loan to us.^

If you’re unsure whether you qualify for Home Loan Switch, or want to opt out and use your own lawyer to refinance, you can still follow these steps.

1. Get in touch

Get started by letting us know a few details in our online form. This will help us connect you with a home loan expert to guide you through next steps.

Complete the form

2. Talk to an expert

You’ll talk to a home loan expert so they can understand your needs, collect some information, and begin your application.

3. Receive an outcome

We’ll review your application and complete responsible lending checks. If approved, your home loan expert will help you structure your new home loan.

Featured rates

Compare home loan rates Work out your repayments

Home loan types

We offer a variety of home loan options to suit your needs.

Fixed rate
Floating rate
Offsetting
Revolving credit

You could also borrow extra on your loan to help fund renovations like adding a deck or upgrading your bathroom. You may be eligible for a low interest Better Future home loan top-up for eligible home upgrades, or electric transport options.^

Reduce the interest you pay

Our TotalMoney floating home loan^ lets you use your TotalMoney everyday account balances, to reduce the interest you pay on your mortgage, as well as reduce the length of your TotalMoney home loan.

More about TotalMoney

Start the switch

Let us know some details and a home loan expert will call you.