Switch your home loan to BNZ

Switching your home loan over to us is simple and hassle free. We understand that moving your loan involves a change to your financial arrangements, so we do everything we can to make it as stress free as possible. 

Let us help you switch

Look for the best deal

We can help you refinance or restructure your loan to fit your situation the best, and check to see if you can reduce the amount of interest you pay on your home loan.

Quick turnaround

If you request a call back, we'll contact you within two business days.

Make it easy

We do the hard work for you, including finding you the right home loan package and dealing with your current bank.

Start the switch

Request a call back

Apply online

Call the lending team 0800 080 222 (Mon-Fri, 8am-7pm; Sat, 9:30am-5pm).

Visit us in store


Why switch your home loan to BNZ 

We could help you pay less interest
We have some unique products and home loan features that could help you set up your loan so you can save money on interest and pay off your home loan faster. Find out more.

You could pay off your home loan faster
TotalMoney, our offsetting home loan, could save you thousands in interest and help you be mortgage-free faster1.

You could get Fly Buys points
We're the only bank that rewards you with Fly Buys points2 on the outstanding balance of your home loan each month. More about our Fly Buys home loan

Flexible options
Flexible loans with options to change or restructure for when life changes.

Expert advice
Our home loan experts who can help you find the best solution for your needs. We’ve even got a specific team for residential property investors.

But don't just take our word for it...

Hi BNZ! I have recently switched banks to BNZ, finding it great so far :) Shweta in the banking advisor team totally rocks and is in fact the catalyst for this transition :) Cheers!

— Amar Gill

Compare home loan rates, fees, and benefits

View and compare all of our home loans and choose the one that's right for you.

Compare home loans now

Home loans help and support

If you need some help call the lending team on 0800 080 222 (Mon-Fri, 8am-7pm; Sat, 9:30am-5pm).

Small Print

  1. Terms and fees apply. A low equity premium will apply and a low doc interest rate premium may apply.  Not for business purposes.
  2. Fly Buys terms and conditions apply. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for products or services provided by them. The BNZ Fly Buys home loan is also known as the BNZ Standard Home Loan. Fly Buys collection rates can change without notie.