Home loan special — 4.49% p.a. fixed for 3 years
Get this great Classic home loan rate when you have your everyday banking and one other product with us.*
Minimum equity requirement.
Start the switch
Call the lending team 0800 080 222 (Mon-Fri, 8am-7pm; Sat, 9:30am-5pm).
Why switch your home loan to BNZ
We could help you pay less interest
We have some unique products and home loan features that could help you set up your loan so you can save money on interest and pay off your home loan faster. Find out more about our tailored repayment options.
You could get Fly Buys points
We're the only bank that rewards you with Fly Buys points1 on the outstanding balance of your home loan each month. More about our Fly Buys home loan
Flexible loans with options to change or restructure for when life changes.
Our home loan experts who can help you find the best solution for your needs. We’ve even got a specific team for residential property investors.
But don't just take our word for it...
Hi BNZ! I have recently switched banks to BNZ, finding it great so far :) Shweta in the banking advisor team totally rocks and is in fact the catalyst for this transition :) Cheers!
— Amar Gill
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Compare home loan rates, fees, and benefits
View and compare all of our home loans and choose the one that's right for you.
All home loans are subject to our lending criteria (including minimum equity requirements), terms and fees. Interest rates are subject to change. An establishment fee of up to $400 may apply for personal lending (the fee may be different for non-personal lending). Not for business purposes.
- Fly Buys terms and conditions apply. BNZ (and its related companies) do not guarantee the redemption of Fly Buys or that Fly Buys will continue to be offered for products or services provided by them. The BNZ Fly Buys home loan is also known as the BNZ Standard Home Loan. Fly Buys collection rates can change without notice.
* Rate effective from 18 January 2016 and subject to change without notice. Classic fixed rates are only available when you have at least 20% equity in the property provided as security, but where Auckland residential investment property is involved, more equity may be required, if Reserve Bank minimum equity restrictions apply. A BNZ transactional account with your salary or wages credited and one other product is required. A ratelock fee and early repayment charges may apply. Not available for packaged offers.