Join us online anytime, and get a Flexi Debit Visa with no annual card fee
It’s easy to join us online anywhere, anytime
If you’re new to BNZ
If you have a verified RealMe identity and we can verify your address, you can open an account using your RealMe login. Alternatively you can use your current New Zealand passport or driver licence. You’ll take videos of you and your passport or licence, and submit them online to verify your identity. If you’re approved, you won’t need to come in to a branch.
If you’re already a BNZ Customer
Other account options
If you’re not sure if a YouMoney account is right for you, take a look at our great savings accounts.
Personal OnCall account - A daily savings account that lets you earn the same interest no matter what your balance is or how many times you dip into your account.
Rapid Save account - Earn bonus interest when you maintain or increase your balance (on top of interest earned) each month, and make no more than one withdrawal per month.
More reasons to join BNZ
25 Customised accounts
Our YouMoney account makes managing your money easy. Open up to 25 individual accounts then customise them to suit your lifestyle.