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Terms and conditions

BNZ terms and conditions that may apply to you.

By using this site you agree to be bound by these terms.

  • New Zealand Law: The information contained on this site has been prepared in accordance with New Zealand law for the supply of products and services in New Zealand only.
  • For New Zealand Residents: The information on this site is provided for New Zealand residents only. Any offer of securities on this site is only an offer to persons resident in New Zealand and is not available for subscription by any person outside New Zealand.
  • General Information: The information on this site is for general information only. Although every effort has been made to ensure that the information is current and accurate, the information is selective and may not be complete or suitable for your intended use.
  • Independent Advice: BNZ strongly recommends that you seek independent advice before acting on any information on this site. This site is not designed for the purpose of providing personal financial or investment advice.
  • Subject to Change: The information on this site may be changed at any time. These terms and conditions are in addition to and do not replace any terms and conditions for BNZ accounts, products or services.
  • Liability: Subject to any applicable law which cannot be excluded and to all provisions implied by statute which cannot be excluded, BNZ accepts no responsibility for any loss, damage, cost or expense (whether direct or indirect) incurred by you as a result of any error, omission or misrepresentation in any information in this site or our failure to provide this site.
  • No Deemed Consent: Publication of email addresses should not be taken as deemed consent to receiving unsolicited email.

By operating any of your accounts with us you agree to be bound by our Standard Terms and Conditions.

Terms and Conditions that may apply to you

You must read and accept these terms and conditions before registering for any of these facilities.


Loans and cards

Online banking

Overdraft facilities

TotalMoney Terms and Conditions


BNZ Merchants services agreement


Email related terms and conditions


In-store internet kiosk


Investment Statements

You can also read or print our: