Overdraft interest rates and fees

Account Arranged overdraft Establishment fee Arranged overdraft interest rate (%p.a.) Unarranged overdraft Fee (grace period applies^) Unarranged overdraft interest rate (%p.a.)
YouMoney $30^ 13.70% + margin^  $10 per month^ 13.70% + margin^
YouMoney Tertiary $0^  13.70% + margin^ 

$2 per month^

13.70% + margin^

Rapid Save and Personal OnCall

Arranged overdraft not available

Arranged overdraft not available

$10 per month^

10.20% + margin^