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Authenticating using NetGuard

As part of two-step authentication, NetGuard works alongside your access number and password to provide an extra layer of security when you do your internet banking. 

NetGuard card

Your NetGuard card has a unique serial number, and grid of numbers and letters. You’ll be prompted to enter three randomly-selected co-ordinates from your NetGuard card. Only your own NetGuard card can provide the correct answers.

You can choose to use your NetGuard card each time you log in to Internet Banking, or only for particular actions like paying someone new. If you don’t want to log in using your NetGuard card every time, you’ll need to turn off two-step authentication at login.  Or if you prefer, you can choose to authenticate using the BNZ Mobile app.

If you're a business customer, you'll need to know how to use NetGuard for business.