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Re-fixing your loan

When your home loan comes to the end of its fixed interest rate period, you have several options such as re-fixing your home loan, or changing to a variable rate. Unless you contact us before your fixed interest rate term ends, your home loan will automatically switch to a standard variable (floating) rate. More about fixed and floating home loans

If you’re planning to re-fix your loan, you can choose to Ratelock any current fixed interest rate. You can ‘lock’ in that rate for up to 60 days before your loan comes to the end of its fixed rate term (Ratelock fees may apply). 

How to re-fix

Get in touch with us and we can help talk through your options.