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Activating your credit card travel insurance

Your BNZ Platinum credit card includes travel insurance^. You can activate your travel insurance before you leave New Zealand.

How to activate your travel insurance

If you’re a BNZ Platinum cardholder (including joint and additional cardholders), you can activate your travel insurance cover by simply being a Platinum card holder at the time you make a payment towards any of your pre-paid travel costs such as pre-paid accommodation, pre-paid tours or return overseas travel tickets.

That’s all.  You don't need to call us, and there’s no lengthy form to fill in.  

Make sure you keep any receipts, bank statements, emails or other proof that you’ve activated your travel insurance. If you make a claim, we’ll need to see these original documents. 

For full terms and conditions read your policy document(PDF 418KB)

Cover for spouses or children

Platinum cardholder spouse and/or dependent children accompanying you on your journey, will also be covered.  For full details, read your policy document. 

International Leisure Travel Insurance Policy documents

Cover for pre-existing medical conditions
Pre-existing conditions aren’t covered under your policy, so get in touch with us for a quote for additional cover, or for trip extensions, and specific items.

Travel insurance claims 

Financial strength rating

This insurance is underwritten by Cigna Life Insurance New Zealand Limited, which has an A (Excellent) financial strength rating given by A.M. Best Company Inc. See more rating information.

The rating scale is: A++, A+ Superior | A, A- Excellent | B++, B+ Good | B, B- Fair | C++, C+ Marginal | C, C- Weak | D Poor | E Under Regulatory Supervision | F In Liquidation | S Suspended