Our MyProperty tool in Internet Banking can help you plan ahead. It shows you how changes to your repayments, making lump sum payments,^ or different interest rates could affect your home loans and mortgage-free date.
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MyProperty is a home loan calculator in BNZ personal Internet Banking. It uses your actual BNZ home loan data to show how making changes to your repayments, a lump sum payment, or different interest rates will affect your home loans and mortgage-free date.
If you want to make changes to your repayments or a lump sum payment,^ you can do that directly through MyProperty.
If your financial situation looks like it might change in the future, you can see how increases or decreases in repayments will affect the interest you pay on your home loans, and how much sooner or later you’ll be mortgage-free.
You can work out any repayment adjustments you might need to make, before you need to make them.
MyProperty lets you see how much sooner you could be mortgage-free if you make a lump sum payment. It can help you work out which loan you should pay the lump sum to, so you can maximise the time and interest you might save.
MyProperty lets you see how much you could save on interest and if any repayment charges or fees will apply. You’ll then be able to make your lump sum payment within MyProperty.^
MyProperty lets you plan ahead by seeing how different interest rates could affect your home loans. It lets you run different rate scenarios so you can see how they’ll affect your repayments.
If you’re a BNZ customer, you can try MyProperty in Internet Banking.
MyProperty isn’t currently optimised for mobile devices. To get the most out of the tool, try it out on a laptop or desktop computer following these steps.
One of our home loan experts can give you a call to talk you through your options.
Home Loan Partners are mobile and available at a time and place that suits you. They can provide expert advice on buying, refinancing, building your home or investment property.
Our home loan experts can make moving your home loan easier. Plus, if you qualify for Home Loan Switch, you won’t have to find a lawyer or pay legal fees.^
If you need some help call 0800 275 269.