Banking designed for you
Make shopping even easier
With a BNZ Flexi Debit Visa you can have your money on-hand whenever you need it. You can use it to:
- Pay with your phone using Apple Pay or Google Pay™
- Shop online and overseas anywhere that excepts Visa
- Get access to Visa’s exclusive entertainment offers
Save for now, and the future
Whether you’re saving for shoes, New Years, or that big OE, a Rapid Save account can help you save faster by rewarding you with bonus interest when you maintain or increase your savings balance each month and make no more than one withdrawal.
Plus, if you’re thinking about buying a house in the future, the BNZ KiwiSaver Scheme can help you save for a deposit. You could also be eligible for a KiwiSaver HomeStart grant from Housing New Zealand^.
Borrow a little extra
Studying can be expensive. An interest-free overdraft^ can help take the pressure off so you don’t have to live off pasta and rice until your next payday - unless you really want to.
Overdraft limits:
- $1,000 for first year students
- $1,500 for second year students
- $2,000 for third and subsequent year students and graduates.
Opening an account is easy
Open an account online using RealMe, a New Zealand passport or New Zealand driver licence. You can also make an appointment at a BNZ branch.
RealMe
Opened immediately
If you’ve verified your identity with RealMe® and we can verify your address, you can open an account online and start using it straight away in Mobile and Internet Banking.
New Zealand passport
Opened next business day
You’ll take videos of you and your passport using your mobile or desktop device, and submit them online to verify your identity. When you’re finished, we’ll check the videos and get back to you.
New Zealand driver licence
Opened next business day
You’ll take videos of you and your driver licence using your mobile or desktop device, and submit them online to verify your identity. When you’re finished, we’ll check the videos and get back to you.
Manage it your way
With our mobile banking app and internet banking^, you can personalise your accounts to help you stay motivated. Add nicknames, set goals, and use the drag and drop feature to pay your friends quickly.
Plus, you can top-up your prepay mobile, set up automatic payments for bills, and use the calendar feature to avoid the shock of forgetting your rent is due.
Life after studying
The perks don’t end once you’ve graduated.
Get an interest-free overdraft up to $2,000
Consolidate your debt with a Low Rate Mastercard
Special interest rate on an Advanced Personal Loan^