Banking designed for you
Make shopping even easier
With a BNZ Flexi Debit Visa you can have your money on-hand whenever you need it. You can use it to:
- Pay with your phone using Apple Pay™ or Google Pay™
- Shop online and overseas anywhere that excepts Visa
- Get access to Visa’s exclusive entertainment offers
Save for now, and the future
Whether you’re saving for shoes, New Years, or that big OE, a Rapid Save account can help you save faster by rewarding you with bonus interest when you top it up each month.
Plus, if you’re thinking about buying a house in the future, the BNZ KiwiSaver Scheme can help you save for a deposit. You could also be eligible for a KiwiSaver HomeStart grant from Housing New Zealand^.
Borrow a little extra
Studying can be expensive. An interest-free overdraft^ can help take the pressure off so you don’t have to live off pasta and rice until your next payday - unless you really want to.
Overdraft limits:
- $1,000 for first year students
- $1,500 for second year students
- $2,000 for third and subsequent year students and graduates.
Opening an account is easy
Choose how you’d like to open your account based on the way you want to identify yourself.
RealMe
Opened immediately
If you’ve got Studylink, you’ve got RealMe®. Use it to open an account online and start using it straight away in Mobile and Internet Banking.
New Zealand passport
Opened next business day
You can open an account using your current New Zealand passport and a desktop or mobile device.
In person
Opened by appointment
Start your application online by leaving your details and we’ll get back to you to arrange a time to visit a BNZ store. You’ll need to take required ID along with you.
Manage it your way
With our mobile banking app and internet banking^, you can personalise your accounts to help you stay motivated. Add nicknames, set goals, and use the drag and drop feature to pay your friends quickly.
Plus, you can top-up your prepay mobile, set up automatic payments for bills, and use the calendar feature to avoid the shock of forgetting your rent is due.
Life after studying
The perks don’t end once you’ve graduated.
Get an interest-free overdraft up to $2,000
Consolidate your debt with a Low Rate Mastercard
Special interest rate on an Advanced Personal Loan^