Help & Support


Receiving international payments

BNZ’s SWIFT BIC code

The SWIFT BIC code for Bank of New Zealand is: BKNZNZ22. This should be used whenever funds are sent from overseas to BNZ bank accounts.

SWIFT BIC (Bank Identifier Code) codes should be used on all international payments to identify a particular bank or financial institution.

Information you’ll need to provide to receive an international payment

Your details

  • Your account name
  • Your physical address 
  • Your full account number to be credited

Your bank’s details

Bank of New Zealand

60 Waterloo Quay
Pipitea
Wellington 6011
New Zealand

SWIFT BIC code: BKNZNZ22

If you’re asked to provide a clearing code for your payment into BNZ, please use: NZ02nnnn - where nnnn is your four digit branch number (see domestic account number formats below).

Account number formats

Domestic Account Numbers (including the four digit branch number, seven digit account and three digit suffix) should be in this format:

02-NNNN-NNNNNNN-NNN
Your account number is displayed on your account statement

Foreign Currency Account Numbers (including the six digit account number and four digit suffix) should be in this format:

NNNNNN-NNNN
Your foreign currency account number is displayed on your account statement

Receiving payments from the US

What information you need to provide to the sender

You'll need to provide all of the below details exactly as they appear as this is using correct US terminology. You will, however, need to add in specific details for the 'Favour (beneficiary)' section as this details the person receiving this payment.

Pay via Fedwire type code

Pay via Fedwire type code 1000 Customer Transfer utilising product code center.

Pay to receiver 

  • ABA#021000089
  • CITIBANK NA
  • NEW YORK NY

For A/C with bank 

  • A/C 10933728
  • BANK OF NEW ZEALAND
  • WELLINGTON

Favour (beneficiary) 

  • CUSTOMERS ACCOUNT NAME (your name)
  • RESIDENTIAL ADDRESS  (your physical address, they won't accept a PO BOX)
  • BNZ ACCOUNT NUMBER (your BNZ account number)

Further information

Many US banks do not send international payments through SWIFT by MT103. They use the domestic transfer system called Fedwire to enable funds to arrive at Citibank NY (BNZ’s correspondent bank) who will then remit funds through SWIFT network by MT103 (Customer Transfer).

Payments for credit into a Foreign Currency Account should have “DO NOT CONVERT” noted on the payment. 

International Bank Account Number (IBAN) and other codes

Some countries have adopted a standard known as an International Bank Account Number (IBAN).

New Zealand has not adopted this standard, so if you're giving your details, please provide your full bank branch account number and suffix as indicated on your statement.

Other codes that you may see are BSB, Sort Code, ABA Routing Number, Clearing Code or National Clearing Code. New Zealand has not adopted any of the other codes.

Small Print

  1. BNZ Service Fees and Overseas Bank Charges may apply.