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International Bank Account Numbers (IBAN), clearing codes and SWIFT BIC codes

When you make an international payment, depending on the destination country, you may be asked for an IBAN (International Bank Account Number), Clearing Code, or SWIFT BIC Code. To get this information, contact the overseas party you are sending the payment to. 

CountryIBANClearing CodeSWIFT BIC Code
Australia, Canada and USA Use account numbers rather than IBANs Mandatory AU = BSB No. (eg 123456)
CA= Transit No. (eg 123456789)
US = Fedwire/ABA No (eg 123456789)
Do not supply a SWIFT BIC for these countries
China Does not use IBAN but has a similar CNAPS code (12 digits) that can be entered in the account number field Not required

Provide a SWIFT BIC if known. If not known then bank name and address details must be supplied

Europe, United Kingdom and Middle East Use IBAN Do not supply a Clearing Code for these countries

Optional

India Not applicable IFSC recommended

Do not supply a SWIFT BIC code.

You must include full details of payee’s bank:
  • Name of bank
  • Name of branch
  • Building name, plot number
  • Street/ road and area name
  • City name and PIN code (Postal Identification Number)
  • Phone number if available
South Africa Use account numbers and not IBANs Optional ZA = Sort Code No (eg 123456) Provide a SWIFT BIC if known. If not known then bank name and address details must be supplied