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International Bank Account Numbers (IBAN), clearing codes and SWIFT BIC codes

When you make an international payment, depending on the destination country, you may be asked for an IBAN (International Bank Account Number), Clearing Code, or SWIFT BIC Code. To get this information, contact the overseas party you are sending the payment to. 

Country IBAN Clearing Code SWIFT BIC Code
Australia, Canada and USA Use account numbers rather than IBANs

AU = BSB No. (eg 123456)
CA= Transit No. (eg 123456789)
US = Fedwire/ABA No (eg 123456789)

Not required
China Does not use IBAN but has a similar CNAPS code (12 digits) that can be entered in the account number field Not required


Europe, United Kingdom and Middle East Use IBAN Not required


India Not applicable Optional - IFSC is recommended

Not required

You must include full details of payee’s bank:
  • Name of bank
  • Name of branch
  • Building name, plot number
  • Street/ road and area name
  • City name and PIN code (Postal Identification Number)
  • Phone number if available
South Africa Use account numbers and not IBANs Optional
ZA = Sort Code No (eg 123456)
Provide a SWIFT BIC if known. If not known then bank name and address details must be supplied.