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Telegraphic transfer instructions

Instructions to send & receive payments around the world

Did you know?

You can now send funds overseas using our International Payments service in Internet Banking.

Sending a telegraphic transfer overseas

You will need to provide the following details to BNZ in order to send a telegraphic transfer:

  • Your full name, e.g. JOHN CHARLES SMITH  or  ABC COMPANY LTD.
  • Your full residential address, including town/city and country, i.e. No PO Boxes.
  • Beneficiary's full name, e.g. EDWARD MATTHEW JONES or XYZ PTY LTD.
  • Beneficiary's full residential address, including town/city and country, i.e. No PO Boxes.
  • Beneficiary's account number (Note, IBAN if European country or Pakistan).
  • The full name and address of the Beneficiary's Bank

You can send a telegraphic transfer overseas via Internet Banking or at your nearest BNZ store.

Looking for BNZ's SWIFT or BIC code?

The SWIFT code for Bank of New Zealand is: BKNZNZ22. This should be used whenever funds are sent from overseas to BNZ bank accounts.

SWIFT or BIC (Bank Identifier Code) codes should be used on all international payments to identify a particular bank or financial institution.

Receiving a payment from overseas

You will need to provide the following details to the sender of the funds:

Bank of New Zealand
Wellington
New Zealand

SWIFT code: BKNZNZ22
USD payments: ABA# 021 000089

Your account name
Your address
Your full account number to be credited

Account number formats

Domestic Account Numbers (including the four digit branch number, seven digit account and three digit suffix) should be in this format:

02-NNNN-NNNNNNN-NNN
Your account number is displayed on your account statement

Foreign Currency Account Numbers (including the six digit account number and four digit suffix) should be in this format:

NNNNNN-NNNN
Your foreign currency account number is displayed on your account statement

International Bank Account Number (IBAN)

Some countries have adopted a standard known as an International Bank Account Number (IBAN).

New Zealand has not adopted this standard, so if you're giving your details, please provide your full bank branch account number and suffix as indicated on your statement.

Other Codes

Other codes that you may see are BSB, Sort Code, ABA Routing Number, Clearing Code or National Clearing Code.

If you're asked to provide a clearing code for your payment into BNZ, please use:  NZ02nnnn - where nnnn is your four digit branch number (see domestic account number formats above).

New Zealand has not adopted any of the other codes.

Other requirements per country

India – Because of the vast population and number of branch locations in India, it is necessary to include full details of the Beneficiary's Bank. The preferred information is as follows:

Name of the bank Street/road name, name of the area
Name of the branch City name and PIN code (Postal Identification Number)
Building name, plot number Phone number, if available

The PIN code is required and refers to the actual branch location. As a general rule most people ordering payments to India will know this code.

South Africa – A 6 digit Sort Code number that can be pre-fixed with //ZA.

United States - A nine-digit ABA Routing number that can be pre-fixed with FW.

More information

For more information please call 0800 ASK BNZ (0800 275 269), or +64 4 931 8209 from overseas (international toll charges apply).