Mobile banking

Put your banking in the palm of your hand with our Personal Mobile Banking app for iPhone, iPad, and Android. Check your account balances, transfer money, top up your mobile, and more - all on the go. 

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Mobile Banking features

  • Log in using PIN (iPhone, iPad or AndroidTM)  or fingerprint (compatible Apple and Android devices)
  • Log in with your Internet Banking password
  • View account balances without logging in
  • Create automatic payments
  • Top up any Vodafone, Spark, Skinny, or 2degrees prepaid mobile 
  • Quickly pay for Trade Me items you’ve won by linking your Trade Me account
  • Join BNZ without going into a store
  • Pair with Apple Watch to view account balances

Manage your YouMoney account with mobile banking

If you have a YouMoney account, you can use our Mobile Banking app to open new accounts or close old ones you no longer need.

More about YouMoney

Mobile Banking on your iPhone or Android smartphone 

Our app gives you a mobile-friendly way to view the most popular Internet Banking services, wherever you can access the internet. You can transfer money while on holiday, pay a bill between meetings, top up any Vodafone, Spark, Skinny, or 2degrees prepaid mobile, and check your credit card balance before you grab a bargain.

You can log in to our Mobile Banking app with your Internet Banking password, or set up a 5-digit PIN. Touch ID (Apple) and Fingerprint Login (Android) are also available for compatible devices.

If you’re not already a BNZ customer, you can join using the app without going into a BNZ store. You’ll need photo ID, (a passport or New Zealand driver license) and a recent bill that shows your name and address.

Secure banking on your phone

iPad, iPhone and Android apps

With our Personal Mobile Banking apps, Mobile NetGuard will provide the second layer of security for your banking. Mobile NetGuard is also embedded within the Mobile Banking app on your device and works automatically to authenticate your details when you log in from that device.

Once Mobile NetGuard is activated, (using your NetGuard card), you can log in with your Internet Banking password, PIN or fingerprint.

Other smartphones

Our mobile-optimised site uses the same secure login features as BNZ Internet Banking. Just go to on your smartphone, and log in with your Internet Banking access number and password, entering selected values from your NetGuard card, as usual.

If you’re not already an Internet Banking customer, register now.

For added security, if you’re logged into Mobile Banking but haven’t done anything for five minutes, we’ll automatically log you out. That way, no-one else can continue your session from your mobile device.

Smartphone-friendly services

Get the banking services you need when on the go, in a format designed for smartphones.

  • Check your account balances, including your credit card
  • See deposits and withdrawals for the last 30 days
  • Quickly transfer money between your accounts
  • Make a same-day payment to anyone on your BNZ Internet Banking bill payee list or into any New Zealand bank account
  • Check upcoming payments
  • Find your nearest BNZ store or ATM (iPhone and Android apps)

No extra charge

Mobile Banking and Internet Banking have no registration or monthly user charges. Your usual account and service fees do apply though.

Get Mobile Banking today

There’s no sign-up or registration process, you just have to be a BNZ Personal Internet Banking customer. Mobile Banking is ready to go.

Not yet registered for Personal Internet Banking?

Compatible smartphones and mobile devices

Mobile Banking is designed for newer mobile phones with web browsers and touchscreen controls. In general, if the internet works well on your mobile phone, then Mobile Banking should as well. If you’re using an iPad, iPhone, Android, or smartphone you should be fine.

See what devices are compatible with the iPhone and Android apps.

Everyday banking help and support