An everyday card for everyday spending

Use your BNZ Flexi Debit Visa card to shop in stores, online and overseas from your everyday accounts.

BNZ Flexi Debit Visa at a glance

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Everyday spending with a side of awesome

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Shop online

Shop online with the benefit of being able to use your own money from your everyday bank account.

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Mobile payments

Pay in stores, apps and online with your phone by adding your card to Apple Pay™ or Google Pay™.


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Fraud protection

You can rest easy knowing you're protected against fraud with leading security technology.

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Awesome extras

Get access to entertainment offers, emergency travel assistance, and Visa Checkout.

Using your card overseas

Take your Flexi Debit Visa on holiday - you can use it to withdraw cash from overseas ATMs or buy things you need. Before you go, check out our travel tips, and tools like our currency converter app to help make managing your money easier while you’re away. 


Stay in control of your card with the BNZ app

Manage your card settings by selecting ‘Cards’ from the menu in the BNZ app.

block and unblock

Block and unblock

Can’t find your card? Block it while you’re looking for it, then unblock it when it’s back in your hands. 

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Manage PayWave

Use Visa payWave to breeze through checkouts with contactless payments or switch off payWave when it suits you.

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Link your accounts

Change the accounts that are linked to the CHQ and SAV options on your card whenever you need to.

Our cards come with these security features

Cover for fraud

NetPledge covers you for online transactions you didn’t make on your card, i.e. if someone uses your card to shop online without your permission (including someone whose stolen your card).

Purchase protection

If you buy something online and don’t receive it, or return an item and don’t get a refund, our NetPromise policy means we can help get your money back if you let us know within 30 days of getting your statement.

ATM technology

Our liquid encryption technology updates the security information on your card’s magnetic strip every time you use it at a BNZ ATM. This helps us detect if your card has been copied without your knowledge.

Eftpos cards

An Eftpos card is a good option if you don't need to pay for things online. It's PIN protected, so easy to use for your day-to-day spending or withdrawing cash from ATMs both locally and overseas. 

Get one at a BNZ store